Hampden County and Ludlow Town property record for 27 Raymond St, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,224 sqft · built 1955 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $203,000 (Mar 2007) |
| Tax Bill | $4,643 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:12B-12350 B:139 L:0 |
| Primary APN | M:12B-12350 B:139 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,224 sqft Living Area |
| Gross Area | 3,516 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,500 sqft (0.264 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 7015 |
|---|---|
| Street Address | 27 RAYMOND ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES A |
| Legal Block | 12350 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 810412 |
Source: Hampden County and Ludlow Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 70 MALIBU DR, SPRINGFIELD, MA 01128-1185 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Mar 9, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Aug 1, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) FREEDOM CU |
| Dec 18, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2007 · Amount on Record |
| Deed Sale | Mar 30, 2007 · Amount on Record |
| Prior Sale | May 24, 1999 · Amount on Record |
| Deed Book / Page | 16595 / 212 |
| Last Transfer Date | Mar 9, 2026 |
| Transfer Doc | 0026245-36 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Mar 9, 2026 |
| Property Address | 27 RAYMOND ST, LUDLOW, MA 01056-1909 |
| Document Number | 0026245-36 |
| Book / Page | 26245 / 36 |
| Instrument Date | Mar 9, 2026 |
| Instrument | 9959 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 70 MALIBU DR, SPRINGFIELD, MA 01128-1185 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 27 RAYMOND ST, LUDLOW, MA 01056-1909 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0024663-20 |
|---|---|
| Date | Aug 1, 2022 |
| Book Page | 24663/20 |
| Instrument | 46405 |
| Name | FREEDOM CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 27 RAYMOND ST, LUDLOW, MA 01056-1909 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23598-525 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 23598/525 |
| Instrument | 76237 |
| Name | FREEDOM CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,643.00 (+3.45%) | $267,600 (+7.86%) Land $86,300 Building $181,300 | $314,165 (+1.66%) |
| 2024 | $4,488.00 (+7.76%) | $248,100 (+16.21%) Land $86,300 Building $161,800 | $309,035 |
| 2023 | $4,165.00 | $213,500 Land $79,000 Building $134,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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