27 Queen St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 27 Queen St, Westfield, MA 01085

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,798 sqft · built 1920
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,307 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:205 L:31`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:205 L:31`
Alternative APN	`M:329205 B:00031 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,798 sqft Living Area
Gross Area	3,435 sqft
Basement Area	899 sqft
Unfinished Basement	899 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	27 QUEEN ST
City	WESTFIELD
State	MA
Zip	01085-1134
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RA
Legal Lot Number	31
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	2
Census Block	2018
Census Tract	812800

Owner

27 Queen St, a duplex, is owned and occupied by two individuals who acquired it in December 2019.

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27 QUEEN ST, WESTFIELD, MA 01085-1134
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK AND TRUST COMPANY
Feb 4, 2019	Deed of Trust, Mortgage · Line of Credit UNITED BANK
Dec 18, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 7, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 18, 2019
Transfer Doc	23005-456
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Recording Date	Sep 24, 2026
Property Address	27 QUEEN ST, WESTFIELD, MA 01085-1134
Document Number	0000046704
Book / Page	26522 / 568
Instrument Date	Sep 5, 2026
Instrument	202646704
Transaction Type	Mortgage
Record Updated	Oct 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 QUEEN ST, WESTFIELD, MA 01085-1134

Mortgage

Document Number	0000046704,
Date	Sep 24, 2026
Book Page	26522/568
Instrument	202646704

Lender

Name	MANUFACTURERS BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	27 QUEEN ST, WESTFIELD, MA 01085-1134
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22545-25
Date	Feb 4, 2019
Book Page	22545/25
Instrument	6220

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Dec 18, 2019
Property Address	27 QUEEN ST, WESTFIELD, MA 01085-1134
Document Number	23005-456
Book / Page	023005 / 000456
Instrument Date	Dec 18, 2019
Instrument	74700
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	67 PLANTATION CIR WESTFIELD MA 010853754, WESTFIELD, MA 01085-3754

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Aug 7, 2018
Property Address	27 QUEEN ST, WESTFIELD, MA 01085-1134
Document Number	22303-206
Book / Page	022303 / 000206
Instrument Date	Aug 3, 2018
Instrument	46550
Transaction Type	Transfer
Record Updated	Aug 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27 QUEEN ST WESTFIELD MA 010851134, WESTFIELD, MA 01085-1134

Tax Assessment & Valuation

The 2026 property tax bill for 27 Queen St was $4,307, up 2.6% from the year before.

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,307.00 (+2.57%)	$288,500 (+4.3%) Land $97,900 Building $190,600	$302,147
2025	$4,199.00	$276,600 Land $102,500 Building $174,100
2023	$3,987.00	$234,800 Land $88,700 Building $146,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Queen St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Queen St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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