27 Putnam Rd, Somerville, MA 02145 Property Records

Middlesex County and Somerville City property record for 27 Putnam Rd, Somerville, MA 02145

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 996 sqft · built 1920
Lot Size	0.093 acres (4,050 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Jun 2003)
Tax Bill	$9,264 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`68-A-13`

Property Details

APN / Parcel Number

Primary APN	`68-A-13`
Alternative APNs	`SOME M:68 B:A L:13` `7263080`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
Gross Area	3,002 sqft
Basement Area	866 sqft
Unfinished Basement	866 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,050 sqft (0.093 acres)
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7263080
Street Address	27 PUTNAM RD
City	SOMERVILLE
State	MA
Zip	02145-1015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR
Legal Block	A
Legal Lot Number	13
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1014
Census Tract	350105

Owner

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	27 PUTNAM RD, SOMERVILLE, MA 02145-1015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage COMMUNITY CREDIT UNION LYNN
Jul 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY CREDIT UNION LYNN
Jul 30, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITY CREDIT UNION LYNN
Sep 13, 2019	Deed of Trust, Mortgage · Balloon Mortgage COMMUNITY CREDIT UNION LYNN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2003 · Amount on Record
Deed Sale	Jun 30, 2003 · Amount on Record
Prior Sale	Oct 3, 2002 · Amount on Record
Deed Document Number	20032527
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	27 PUTNAM RD, SOMERVILLE, MA 02145-1015
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085259-480
Date	Feb 24, 2026
Book Page	85259/480
Instrument	19677

Lender

Name	COMMUNITY CREDIT UNION LYNN

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	27 PUTNAM RD, SOMERVILLE, MA 02145-1015
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078258-354
Date	Jul 16, 2021
Book Page	78258/354
Instrument	160518

Lender

Name	COMMUNITY CREDIT UNION LYNN

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	27 PUTNAM RD, SOMERVILLE, MA 02145-1015
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078366-104
Date	Jul 30, 2021
Book Page	78366/104
Instrument	171470

Lender

Name	COMMUNITY CREDIT UNION LYNN

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	27 PUTNAM RD, SOMERVILLE, MA 02145-1015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73272-356
Date	Sep 13, 2019
Book Page	73272/356
Instrument	138830

Lender

Name	COMMUNITY CREDIT UNION LYNN

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,264.00 (+4.16%)	$843,700 (+3.5%) Land $414,700 Building $429,000	$732,460 (-18.47%)
2025	$8,894.00 (+4.67%)	$815,200 (+0.93%) Land $395,000 Building $420,200	$898,415 (+26.31%)
2024	$8,497.00 (+6.45%)	$807,700 (+4.62%) Land $395,000 Building $412,700	$711,265
2023	$7,982.00	$772,000 Land $395,000 Building $377,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	641 / 143

May also be available: AT&T, Starry, T-Mobile, Verizon.

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