27 Prospect St, Marlborough, MA 01752 Property Records

Middlesex County and Marlborough City property record for 27 Prospect St, Marlborough, MA 01752

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3 bd · 2 ba · 3,280 sqft · built 1896
Lot Size	0.155 acres (6,766 sqft)
Owner	Company Name on Record
Last Sale	$625,000 (Apr 2022)
Deeds & Mortgages	Mar 2021 Refinance Mar 2021 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`309126`

Property Details

APN / Parcel Number

Primary APN	`309126`
Alternative APN	`MARL M:069 B:494 L:000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,280 sqft Total Area
Gross Area	5,618 sqft

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	6,766 sqft (0.155 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	309126
Street Address	27 PROSPECT ST
City	MARLBOROUGH
State	MA
Zip	01752-2217
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	RB
Legal Block	494
Jurisdiction	MARLBOROUGH MA
Township / Civil Division	MARLBOROUGH
Census Block Group	1
Census Block	1012
Census Tract	321301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Marlborough Center Historic District listed 1998 · 52 contributing resources · NRIS 98000992

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Marlborough City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	27 PROSPECT ST, MARLBOROUGH, MA 01752-2217
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AVIDIA BANK
Mar 12, 2021	Deed of Trust, Mortgage · Line of Credit AVIDIA BANK
Apr 27, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage BAY COLONY DEVELOPMENT CORP
Apr 27, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EASTERN BANK
Feb 26, 2019	Deed of Trust, Mortgage · Balloon Mortgage AVIDIA BANK
Dec 24, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance AVIDIA BANK
Feb 10, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 4, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2022 · Amount on Record
Deed Sale	Apr 27, 2022 · Amount on Record
Deed Book / Page	80033 / 437
Prior Transfer Date	Apr 26, 2022
Prior Transfer Doc	0000062277
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARLBOROUGH MA
Property Address	27 PROSPECT ST, MARLBOROUGH, MA 01752-2217
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077205-302
Date	Mar 12, 2021
Book Page	77205/302
Instrument	55346

Lender

Name	AVIDIA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARLBOROUGH MA
Property Address	27 PROSPECT ST, MARLBOROUGH, MA 01752-2217
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077205-315
Date	Mar 12, 2021
Book Page	77205/315
Instrument	55347

Lender

Name	AVIDIA BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

Interest

Rate Type	Adjustable Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARLBOROUGH MA
Property Address	27 PROSPECT ST, MARLBOROUGH, MA 01752-2217
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080033-497
Date	Apr 27, 2022
Book Page	80033/497
Instrument	62283

Lender

Name	BAY COLONY DEVELOPMENT CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARLBOROUGH MA
Recording Date	Apr 27, 2022
Property Address	27 PROSPECT ST, MARLBOROUGH, MA 01752-2217
Document Number	080033-437
Book / Page	80033 / 437
Instrument Date	Apr 26, 2022
Instrument	62277
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 PROSPECT ST, MARLBOROUGH, MA 01752-2217

Mortgage

Document Number	0000062279
Date	Apr 27, 2022
Instrument	62279

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	080033-470
Date	Apr 27, 2022
Book Page	80033/470
Instrument	62281

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARLBOROUGH MA
Property Address	27 PROSPECT ST, MARLBOROUGH, MA 01752-2217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72264-578
Date	Feb 26, 2019
Book Page	72264/578
Instrument	23288

Lender

Name	AVIDIA BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2039

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARLBOROUGH MA
Property Address	27 PROSPECT ST, MARLBOROUGH, MA 01752-2217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72051-501
Date	Dec 24, 2018
Book Page	72051/501
Instrument	195177

Lender

Name	AVIDIA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARLBOROUGH MA
Recording Date	Feb 10, 2021
Property Address	27 PROSPECT ST, MARLBOROUGH, MA 01752-2217
Document Number	76934-391
Book / Page	76934 / 391
Instrument Date	Feb 5, 2021
Instrument	30973
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 PROSPECT ST, MARLBOROUGH, MA 01752-2217

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARLBOROUGH MA
Recording Date	Dec 4, 2018
Property Address	27 PROSPECT ST, MARLBOROUGH, MA 01752-2217
Document Number	71965-574
Book / Page	071965 / 000574
Instrument Date	Nov 29, 2018
Instrument	4629
Transaction Type	Transfer
Record Updated	Dec 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27 PROSPECT ST MARLBOROUGH MA 017522217, MARLBOROUGH, MA 01752-2217

Tax Assessment & Valuation

Source: Middlesex County and Marlborough City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Marlborough City
Unified School District	Marlborough School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$671,800 (+8.49%) Land $180,100 Building $491,700	$698,155 (-6.1%)
2024	$619,200 (+9.57%) Land $163,800 Building $455,400	$743,470
2023	$565,100 Land $127,700 Building $437,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARLBOROUGH DPW WATER DIV. (MWRA) serves 41,799 people · EPA ID MA2170000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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