Somerset County and Bernards Township property record for 27 Prospect Ave, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 2,967 sqft · built 1971 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $979,000 (Feb 2006) |
| Tax Bill | $18,647 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01612-0000-00004 |
| Primary APN | 02-01612-0000-00004 |
|---|---|
| Alternative APN |
|
| Total Rooms | 8 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,967 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0200087000000004 |
|---|---|
| Street Address | 27 PROSPECT AVE |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-1211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Block | 1612 |
| Legal Lot Number | 4 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 52400 |
27 Prospect Ave is owned and occupied by two individuals who bought it in February 2006.
Source: Somerset County and Bernards Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27 PROSPECT AVE, BASKING RIDGE, NJ 07920-1211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2006 · Amount on File |
| Deed Sale | Feb 17, 2006 · Amount on File |
| Prior Sale | Jul 1, 1996 · Amount on File |
| Deed Book / Page | 5862 / 1309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 27 PROSPECT AVE, BASKING RIDGE, NJ 07920-1211 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | TWO RIVERS TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000014624 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 7316/1227 |
| Instrument | 2021014624 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 27 Prospect Ave was $18,647, up 11% from the year before.
Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,154,300 (+4.49%) Land $471,800 Building $682,500 | $1,154,300 (+4.49%) Land $471,800 Building $682,500 | |
| 2025 | $18,647.00 (+10.95%) | $1,104,700 Land $441,800 Building $662,900 | $1,104,700 Land $441,800 Building $662,900 |
| 2024 | $16,806.00 | ||
| 2023 | $878,800 Land $396,800 Building $482,000 | $878,800 Land $396,800 Building $482,000 | |
| 2022 | $16,634.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Oct 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27 Prospect Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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