27 Ponca Trl, Saint Louis, MO 63122 Property Records

St. Louis County property record for 27 Ponca Trl, Saint Louis, MO 63122

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,151 sqft · built 2001
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$535,000 (Jul 2019)
Tax Bill$7,305 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25O-63-0341

Property Details

APN / Parcel Number

Primary APN25O-63-0341

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area4,151 sqft Living Area
1st Floor Area1,083 sqft
Basement Area600 sqft
Finished Basement600 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions148 ft deep x 70 ft wide
View / LotHighway
Garage TypeAttached
Garage Area2 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area270 sqft
Deck Area27 sqft
Patio Area144 sqft
Balcony Area41 sqft
Utility Building117 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address27 PONCA TRL
CitySAINT LOUIS
StateMO
Zip63122-5112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionOSAGE HILLS SECTION E LOTS 53 & 54 BDY ADJ LOT 53
Legal SubdivisionOSAGE HILLS SECTION E LOTS 53 & 54 BDY
Legal Lot Number53
JurisdictionST LOUIS MO
Township / Civil DivisionBONHOMME
Census Block Group1
Census Block1002
Census Tract218104

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address27 PONCA TRL, SAINT LOUIS, MO 63122-5112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2019 · Amount on Record
Deed SaleJul 12, 2019 · Amount on Record
Prior SaleDec 11, 2015 · Amount on Record
Deed Document Number2019449
Deed Book / Page23608 / 2310
Prior Transfer DateOct 12, 2005
Prior Transfer Doc0168590007
Record UpdatedOct 29, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateJul 12, 2019
Property Address27 PONCA TRL, SAINT LOUIS, MO 63122-5112
Document Number0236082310
Book / Page023608 / 002310
Instrument DateJul 11, 2019
Instrument449
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyTRUE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address27 PONCA TRL KIRKWOOD MO 631225112, KIRKWOOD, MO 63122-5112

Mortgage

Document Number236082313
DateJul 12, 2019
Book Page023608/002313
Instrument450
Lender
NameTIAA FSB
AddressJACKSONVILLE, FL 32202
Agreement
AmountAmount Recorded
Term360 Months
DueJul 11, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityKirkwood City
Unified School DistrictKirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$129,750 (-) Land $44,250 Building $85,500$682,900 (-) Land $232,900 Building $450,000
2025$7,305.00 (-12.98%)$129,750 (-4.14%) Land $44,250 Building $85,500$682,900 (-4.14%) Land $232,900 Building $450,000
2024$8,395.00 (+1.6%)
2023$8,263.00 (+24.99%)$135,360 (+33.49%) Land $35,420 Building $99,940$712,400 (+33.48%) Land $186,400 Building $526,000
2022$6,611.00$101,400 Land $31,860 Building $69,540
2021$533,700 Land $167,700 Building $366,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 91 policies
Nearby Flood Policies91 in force
Nearby Flood Claims12 (2008–2024)
Claims Outside the SFHA4 of 12
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 6 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKIRKWOOD PWS
serves 28,000 people · EPA ID MO6010430
Water SourcePurchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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