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27 Pine Cone Ln, Warne, NC 28909 Property Records

Clay County property record for 27 Pine Cone Ln, Warne, NC 28909 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 816 sqft · built 1979
Lot Size1.3 acres (56,628 sqft)
OwnerIndividual Name on File
Last Sale$137,000 (Dec 2020)
Tax Bill$521 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN541800789312

Property Details

APN / Parcel Number

Primary APN541800789312
Alternative APN
  • 619097000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area816 sqft Heated Area

Exterior

Year BuiltBuilt 1979
Lot Area56,628 sqft (1.3 acres)

Location & Zoning

Account Number619097000
Street Address27 PINE CONE LN
CityWARNE
StateNC
Zip28909-8610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSR 1104 PINE LOG
JurisdictionCLAY NC
Township / Civil DivisionBRASSTOWN
Census Block Group1
Census Block1071
Census Tract950202

Owner

Source: Clay County records · APN 541800789312

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address27 PINE CONE LN, WARNE, NC 28909-8610
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2020Warranty Deed, Transfer · FHA Mortgage
PANORAMA MORTGAGE GROUP LLC
Aug 16, 2018Warranty Deed, Transfer · Conventional Mortgage
UNIVEST BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 01, 2020 · Amount on Record
Deed SaleDec 01, 2020 · Amount on Record
Prior SaleAug 16, 2018 · Amount on Record
Deed Document Number0000446230
Deed Book / Page446 / 230
Record UpdatedJun 08, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY NC
Recording DateDec 01, 2020
Property Address27 PINE CONE LN, WARNE, NC 28909-8610
Document Number446/230
Book / Page446 / 230
Instrument DateNov 21, 2020
Instrument2020003134
Transaction TypeTransfer
Record UpdatedOct 01, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$274.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address313 HICKS GAP RD, 313, BLAIRSVILLE, GA 30512-5341

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address27 PINE CONE LN, WARNE, NC 28909-8610

Mortgage

Document Number2020003135
DateDec 01, 2020
Instrument2020003135
Lender
NamePANORAMA MORTGAGE GROUP LLC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY NC
Recording DateAug 16, 2018
Property Address27 PINE CONE LN, WARNE, NC 28909-8610
Document Number423/0010
Book / Page423 / 0010
Instrument DateAug 06, 2018
Instrument2018001854
Transaction TypeTransfer
Record UpdatedOct 01, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$230.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address27 PINE CONE LN, WARNE, NC 28909-8610

Mortgage

Document Number2018001855
DateAug 16, 2018
Instrument2018001855
Lender
NameUNIVEST BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyClay County
Unified School DistrictClay County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$521.00 (+23.75%)$89,600 (-) Land $27,000 Building $62,600$89,600 (-) Land $27,000 Building $62,600
2023$421.00$89,600 Land $27,000 Building $62,600$89,600 Land $27,000 Building $62,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (37043C), updated May 4, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370439502021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Nearby Flood Policies12 in force
Nearby Flood Claims4 (2013–2021)
Most Recent ClaimAug 2021, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 60% of the US · above 83% of North Carolina
Wildfire LikelihoodAbout 1 in 568 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Blue Ridge Mountain Electric MembershipFiber1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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