27 Phillips St, Malden, MA 02148 Property Records

Middlesex County and Malden City property record for 27 Phillips St, Malden, MA 02148

Property Summary

Property Type	Duplex
Details	4 bd · 5 ba · 2,046 sqft · built 1900
Lot Size	0.069 acres (3,001 sqft)
Owner	2 Individual Names on File
Last Sale	$925,000 (Sep 2021)
Tax Bill	$10,824 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MALD M:086 B:409 L:912`

Property Details

APN / Parcel Number

Primary APN	`MALD M:086 B:409 L:912`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,046 sqft Living Area
Gross Area	3,634 sqft
Basement Area	886 sqft
Unfinished Basement	886 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,001 sqft (0.069 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	27 PHILLIPS ST
City	MALDEN
State	MA
Zip	02148-5613
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RESA
Legal Block	409
Legal Lot Number	912
Jurisdiction	MALDEN MA
Township / Civil Division	MALDEN
Census Block Group	5
Census Block	5003
Census Tract	341500

Owner

27 Phillips St, a duplex, is owned and occupied by two individuals who bought it in September 2021.

Source: Middlesex County and Malden City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27 PHILLIPS ST, MALDEN, MA 02148-5613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Feb 8, 2021	Quit Claim Deed, Transfer · Commercial Mortgage NORTHERN BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2021 · Amount on File
Deed Sale	Sep 13, 2021 · Amount on File
Prior Sale	Feb 8, 2021 · Amount on File
Deed Document Number	2021203454
Deed Book / Page	78684 / 317
Prior Transfer Date	Feb 3, 2021
Prior Transfer Doc	76914-144
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MALDEN MA
Recording Date	Sep 13, 2021
Property Address	27 PHILLIPS ST, MALDEN, MA 02148-5613
Document Number	078684-317
Book / Page	78684 / 317
Instrument Date	Sep 13, 2021
Instrument	203454
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	27 PHILLIPS ST, MALDEN, MA 02148-5613

Mortgage

Document Number	0000203455
Date	Sep 13, 2021
Instrument	203455

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MALDEN MA
Recording Date	Feb 8, 2021
Property Address	27 PHILLIPS ST, MALDEN, MA 02148-5613
Document Number	076914-144
Book / Page	76914 / 144
Instrument Date	Feb 3, 2021
Instrument	29044
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 BRAEBUM RD, MILTON, MA 02186

Mortgage

Document Number	0000029045
Date	Feb 8, 2021
Instrument	29045

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 27 Phillips St was $10,824, up 5.9% from the year before.

Source: Middlesex County and Malden City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Malden City
Unified School District	Malden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,824.00 (+5.89%)	$949,500 (+5.15%) Land $302,000 Building $647,500	$878,001
2025	$10,222.00 (+3.21%)	$903,000 (+6.59%) Land $271,800 Building $631,200
2024	$9,904.00 (+3.51%)	$847,200 (+7.94%) Land $256,700 Building $590,500
2023	$9,568.00	$784,900 Land $234,100 Building $550,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Phillips St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 27 Phillips St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALDEN WATER DIVISION (MWRA) serves 66,263 people · EPA ID MA3165000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Mar 2016
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 646 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Astound Broadband, Netafy, Starry, T-Mobile.

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