27 Perkins Row, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 27 Perkins Row, Topsfield, MA 01983

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,346 sqft · built 1978
Lot Size	2.16 acres (94,090 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Sep 2010)
Tax Bill	$13,350 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TOPS M:0058 B:0032 L`

Property Details

APN / Parcel Number

Primary APN	`TOPS M:0058 B:0032 L`
Alternative APN	`2012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,346 sqft Living Area
Gross Area	5,416 sqft
Basement Area	1,556 sqft
Unfinished Basement	1,556 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	94,090 sqft (2.16 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2012
Street Address	27 PERKINS ROW
City	TOPSFIELD
State	MA
Zip	01983-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IRA
Legal Subdivision	TOPSFIELD OWNER
Legal Block	32
Jurisdiction	TOPSFIELD MA
Township / Civil Division	TOPSFIELD
Census Block Group	1
Census Block	1033
Census Tract	214100

Owner

Source: Essex County and Topsfield Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 PERKINS ROW, TOPSFIELD, MA 01983-1907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Line of Credit DIRECT CU
Jun 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BROKER SOLUTIONS INC
May 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage DIRECT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2010 · Amount on Record
Deed Sale	Sep 30, 2010 · Amount on Record
Prior Sale	May 6, 1994 · Amount on Record
Deed Book / Page	29819 / 506
Transfer Doc	29819-504
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSFIELD MA
Property Address	27 PERKINS ROW, TOPSFIELD, MA 01983-1907
Transaction Type	Mortgage
Record Updated	Dec 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40481-351
Date	Nov 15, 2021
Book Page	40481/351
Instrument	20211115001440

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSFIELD MA
Property Address	27 PERKINS ROW, TOPSFIELD, MA 01983-1907
Transaction Type	Mortgage
Record Updated	Jun 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39936-333
Date	Jun 1, 2021
Book Page	39936/333
Instrument	20210601005020

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSFIELD MA
Property Address	27 PERKINS ROW, TOPSFIELD, MA 01983-1907
Document Number	36727-124
Instrument Date	May 16, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 PERKINS ROW TOPSFIELD MA 019831907, TOPSFIELD, MA 01983-1907

Mortgage

Document Number	36727-124
Date	May 21, 2018
Book Page	036727/000124
Instrument	1805211290

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 20, 2038

Tax Assessment & Valuation

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Topsfield Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Topsfield School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,350.00 (+6.02%)	$890,600 (+3.9%) Land $429,300 Building $461,300	$900,125
2024	$12,592.00 (+7.77%)	$857,200 (+11.51%) Land $416,200 Building $441,000
2023	$11,684.00	$768,700 Land $393,900 Building $374,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2010)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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