27 Pearl St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 27 Pearl St, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,150 sqft · built 1835
Lot Size0.117 acres (5,114 sqft)
Owner2 Individual Names on Record
Last Sale$1,219,500 (Jun 2019)
Tax Bill$11,575 (2026)
Deeds & MortgagesOct 2021 Refinance
Oct 2021 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APNMARB M:0150 B:0073 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0150 B:0073 L:0

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,150 sqft Living Area
Gross Area3,103 sqft
Basement Area396 sqft
Unfinished Basement396 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1835
Effective Year BuiltEffective 1835
Architectural StyleHistorical
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,114 sqft (0.117 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address27 PEARL ST
CityMARBLEHEAD
StateMA
Zip01945-3451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR
Legal Block73
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group1
Census Block1009
Census Tract203302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Marblehead Historic District
listed 1984 · 988 contributing resources · NRIS 84002402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address27 PEARL ST, MARBLEHEAD, MA 01945-3451
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SALEM FIVE MORTGAGE CORP
Oct 20, 2021Quit Claim Deed, Transfer · Stand-Alone Refinance
SALEM FIVE MORTGAGE CORP
Aug 9, 2021Quit Claim Deed, Transfer
Quitclaim
Jun 7, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Sep 21, 2018Deed of Trust, Mortgage · Line of Credit
NATIONAL GRAND BK/MARBLEHEAD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 2019 · Amount on Record
Deed SaleJun 7, 2019 · Amount on Record
Prior SaleNov 20, 2006 · Amount on Record
Last Transfer DateOct 15, 2021
Transfer Doc040396-546
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address27 PEARL ST, MARBLEHEAD, MA 01945-3451
Transaction TypeMortgage
Record UpdatedNov 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040396-546
DateOct 20, 2021
Book Page40396/546
Instrument20211020002170
Lender
NameSALEM FIVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateOct 20, 2021
Property Address27 PEARL ST, MARBLEHEAD, MA 01945-3451
Document Number40396-544
Book / Page40396 / 544
Instrument DateOct 15, 2021
Instrument20211020002160
Transaction TypeTransfer
Record UpdatedNov 5, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address27 PEARL ST, MARBLEHEAD, MA 01945-3451

Mortgage

Document Number40396-546
DateOct 20, 2021
Book Page40396/546
Instrument20211020002170
Lender
NameSALEM FIVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateAug 9, 2021
Property Address27 PEARL ST, MARBLEHEAD, MA 01945-3451
Document Number40160-98
Book / Page40160 / 98
Instrument DateJul 30, 2021
Instrument20210809003080
Transaction TypeTransfer
Record UpdatedAug 27, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 PEARL ST, MARBLEHEAD, MA 01945-3451

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateJun 7, 2019
Property Address27 PEARL ST, MARBLEHEAD, MA 01945-3451
Document Number37570-279
Book / Page037570 / 000279
Instrument DateMay 31, 2019
Instrument7002610
Transaction TypeTransfer
Record UpdatedJun 25, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$5,560.92
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address27 PEARL ST MARBLEHEAD MA 019453451, MARBLEHEAD, MA 01945-3451

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address27 PEARL ST, MARBLEHEAD, MA 01945-3451
Document Number37039-428
Instrument DateSep 21, 2018
Transaction TypeMortgage
Record UpdatedJan 16, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 PEARL ST MARBLEHEAD MA 019453451, MARBLEHEAD, MA 01945-3451

Mortgage

Document Number37039-428
DateSep 26, 2018
Book Page037039/000428
Instrument1809262950
Lender
NameNATIONAL GRAND BK/MARBLEHEAD
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,575.00 (-4.72%)$1,352,200 (+0.73%) Land $750,100 Building $600,100$1,509,528 (+29.1%)
2025$12,149.00 (+4.35%)$1,342,400 (+3.31%) Land $750,100 Building $592,300$1,169,260
2024$11,643.00 (+7.83%)$1,299,400 (+20.34%) Land $750,100 Building $549,300
2023$10,798.00$1,079,800 Land $646,300 Building $433,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 individual policies
Nearby Flood Policies49 units insured
incl. 2 condo units
Nearby Flood Claims17 (1978–2024)
Claims Outside the SFHA4 of 17
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 3 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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