27 Park St, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 27 Park St, Malone, NY 12953

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,369 sqft · built 1900
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$281,750 (Feb 2024)
Tax Bill	$5,737 (2026)
Deeds & Mortgages	Sep 2025 Refinance Feb 2024 Sale + 2 more
APN	`2.-096-04`

Property Details

APN / Parcel Number

Primary APN	`2.-096-04`
Alternative APNs	`480109808100040130000000` `164801 98.81-4-13`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,369 sqft Living Area
1st Floor Area	1,188 sqft
2nd Floor Area	1,181 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	11,761 sqft (0.27 acres)
Lot Width	107 ft Width
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	412 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2.-096-04
Street Address	27 PARK ST
City	MALONE
State	NY
Zip	12953-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	SECB BLOCK224 LOT11
Legal Block	4
Legal Lot Number	13.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	MALONE
Census Block Group	2
Census Block	2020
Census Tract	950501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Malone Residential Historic District listed 2025 · 246 contributing resources · NRIS 100011536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

27 Park St is owned and occupied by two individuals who bought it in February 2024.

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27 PARK ST, MALONE, NY 12953-1212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance POINT TITLING TRUST
Feb 12, 2024	Warranty Deed, Transfer
Mar 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Jun 8, 2018	Warranty Deed, Transfer · Conventional Mortgage PARAGON HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2024 · Amount on File
Deed Sale	Feb 12, 2024 · Amount on File
Prior Sale	Jun 8, 2018 · Amount on File
Deed Document Number	2024852
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	27 PARK ST, MALONE, NY 12953-1212
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	CLEAREDGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008839
Date	Sep 18, 2025
Instrument	2025-8839

Lender

Name	POINT TITLING TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Feb 12, 2024
Property Address	27 PARK ST, MALONE, NY 12953-1212
Document Number	0000000852
Instrument Date	Jan 18, 2024
Instrument	2024-852
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	30 MARGARET ST APT 2, 2, SARANAC LAKE, NY 12983-1473

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	27 PARK ST, MALONE, NY 12953-1212
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001178
Date	Mar 7, 2022
Instrument	2022-1178

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Jun 8, 2018
Property Address	27 PARK ST, MALONE, NY 12953-1212
Document Number	0000002651
Instrument Date	Jun 8, 2018
Instrument	2651
Transaction Type	Transfer
Record Updated	Aug 8, 2018
Title Company	RESOLUTE ABSTRACT CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 CONSTABLE ST #1 MALONE NY 129531325, 1, MALONE, NY 12953-1325

Mortgage

Document Number	2652
Date	Jun 8, 2018
Instrument	2652

Lender

Name	PARAGON HM LNS
Type	Funding / Finance Company
Address	EAST SYRACUSE, NY 13057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 27 Park St was $5,737, down 1.2% from the year before.

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Malone Town
Municipality	Malone Village
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,737.00 (-1.15%)
2025	$5,804.00	$105,000 Land $11,200 Building $93,800	$194,444 Land $20,741 Building $173,703
2023		$105,000 Land $11,200 Building $93,800	$175,000 Land $18,667 Building $156,333

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 27 Park St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Park St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALONE V serves 13,232 people · EPA ID NY1600008
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SLICFiber, Westelcom Networks.

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