Albany County and Colonie Town property record for 27 Overland Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,362 sqft · built 2002 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $186,000 (Dec 2006) |
| Tax Bill | $5,912 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage Oct 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 16.6-1-53 |
| Primary APN | 012689 16.6-1-53 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,362 sqft Living Area |
| 1st Floor Area | 806 sqft |
| Basement Area | 556 sqft |
| Finished Basement | 556 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Basement |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01600600010530000000 |
|---|---|
| Street Address | 27 OVERLAND AVE |
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | LOT 316-17-18 N-80 E-OVERLAND AV S-28-81 |
| Legal Subdivision | SCHENECTADY GARDENS |
| Legal Block | 1 |
| Legal Lot Number | 53.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 13803 |
27 Overland Ave is owned and occupied by two individuals who bought it in December 2006.
Source: Albany County and Colonie Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27 OVERLAND AVE, SCHENECTADY, NY 12304-4539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Oct 22, 2019 | Deed of Trust, Mortgage SEFCU |
| Oct 22, 2019 | Loan Modification, Mortgage · Conventional Mortgage SEFCU |
| Aug 16, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2006 · Amount on File |
| Deed Sale | Dec 20, 2006 · Amount on File |
| Prior Sale | Dec 20, 2006 · Amount on File |
| Deed Document Number | 20069858580 |
| Deed Book / Page | 2869 / 763 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 27 OVERLAND AVE, SCHENECTADY, NY 12304-4539 |
| Document Number | 0000022951 |
| Instrument Date | Oct 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 27 OVERLAND AVE SCHENECTADY NY 123044539, SCHENECTADY, NY 12304-4539 |
| Document Number | 0000022951 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 22951 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Term | 360 Months |
|---|---|
| Due | Oct 29, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 27 OVERLAND AVE, SCHENECTADY, NY 12304-4539 |
| Document Number | 0000022952 |
| Instrument Date | Oct 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 27 OVERLAND AVE SCHENECTADY NY 123044539, SCHENECTADY, NY 12304-4539 |
| Document Number | 0000022952 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 22952 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 29, 2049 |
| Rate | 3.37% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Aug 16, 2018 |
| Property Address | 27 OVERLAND AVE, SCHENECTADY, NY 12304-4539 |
| Document Number | 0020188294 |
| Book / Page | 002018 / 018294 |
| Instrument Date | Aug 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 OVERLOOK AVE LATHAM NY 12110, LATHAM, NY 12110 |
The 2026 property tax bill for 27 Overland Ave was $5,912, down 3.4% from the year before.
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,912.00 (-3.38%) | ||
| 2025 | $6,119.00 | $128,000 Land $32,000 Building $96,000 | $292,900 Land $73,225 Building $219,675 |
| 2023 | $128,000 Land $32,000 Building $96,000 | $251,000 Land $62,750 Building $188,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27 Overland Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27 Overland Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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