27 Ocean Ave, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 27 Ocean Ave, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,944 sqft · built 1924
Lot Size	0.057 acres (2,500 sqft)
Owner	Company Name on Record
Last Sale	$380,000 (May 2018)
Tax Bill	$11,254 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`19-00099-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`19-00099-0000-00025`
Alternative APNs	`190009900025` `00017550`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
1st Floor Area	972 sqft
Upper Floors Area	972 sqft
Basement Area	612 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Garage Type	Basement
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	268 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00017550
Street Address	27 OCEAN AVE
City	HIGHLANDS
State	NJ
Zip	07732-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF08
Legal Subdivision	WATER WITCH BEACH
Legal Block	99
Legal Lot Number	25
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1019
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	27 OCEAN AVE, HIGHLANDS, NJ 07732-1410
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
May 4, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
May 16, 2018	Grant Deed, Transfer TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2018 · Amount on Record
Deed Sale	May 16, 2018 · Amount on Record
Prior Sale	Sep 29, 1993 · Amount on Record
Deed Document Number	201848020
Deed Book / Page	9287 / 5577
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	27 OCEAN AVE, HIGHLANDS, NJ 07732-1410
Document Number	0000060797
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27 OCEAN AVE HIGHLANDS NJ 077321410, HIGHLANDS, NJ 07732-1410

Mortgage

Document Number	0000060797
Date	Jun 10, 2020
Book Page	009419/003063
Instrument	60797

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	27 OCEAN AVE, HIGHLANDS, NJ 07732-1410
Document Number	0000076816
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	27 OCEAN AVE HIGHLANDS NJ 077321410, HIGHLANDS, NJ 07732-1410

Mortgage

Document Number	0000076816
Date	Aug 3, 2018
Book Page	009304/000839
Instrument	76816

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 16, 2018
Property Address	27 OCEAN AVE, HIGHLANDS, NJ 07732-1410
Document Number	0000048020
Book / Page	009287 / 005577
Instrument Date	May 2, 2018
Instrument	48020
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$380.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27 OCEAN AVE HIGHLANDS NJ 077321410, HIGHLANDS, NJ 07732-1410

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$736,100 (+11.85%) Land $412,500 Building $323,600	$736,100 (+11.85%) Land $412,500 Building $323,600
2025	$11,254.00 (+13.3%)	$658,100 (+35.44%) Land $337,500 Building $320,600	$658,100 (+35.44%) Land $337,500 Building $320,600
2024	$9,933.00 (+26.07%)
2023		$485,900 Land $187,000 Building $298,900	$485,900 Land $187,000 Building $298,900
2022	$7,879.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 131 individual policies
Nearby Flood Policies	418 units insured incl. 287 condo units
Nearby Flood Claims	76 (1991–2019)
Claims Outside the SFHA	3 of 76
Most Recent Claim	Mar 2019 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 54 claims Hurricane Irene, Aug 2011 · 9 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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