Norfolk County and Franklin Town City property record for 27 Oak St, Franklin, MA 02038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,428 sqft · built 1960 |
| Lot Size | 0.352 acres (15,316 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $158,000 (Aug 1997) |
| Tax Bill | $6,184 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jun 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 107-061 |
| Primary APN | 107-061 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,428 sqft Living Area |
| Gross Area | 2,807 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,316 sqft (0.352 acres) |
| Garage Type | Detached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 107-061 |
|---|---|
| Street Address | 27 OAK ST |
| City | FRANKLIN |
| State | MA |
| Zip | 02038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 38 |
| Jurisdiction | FRANKLIN MA |
| Township / Civil Division | FRANKLIN TOWN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 442104 |
Source: Norfolk County and Franklin Town City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 27 OAK ST, FRANKLIN, MA 02038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2024 | Deed of Trust, Mortgage · Commercial Mortgage WPM LOAN DIVISION LLC |
| Jun 23, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DEAN COOPERATIVE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 1997 · Amount on Record |
| Deed Sale | Aug 28, 1997 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 27 OAK ST, FRANKLIN, MA 02038 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 041596-168 |
|---|---|
| Date | Jan 11, 2024 |
| Book Page | 41596/168 |
| Instrument | 2038 |
| Name | WPM LOAN DIVISION LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 109 Months |
| Due | Feb 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 27 OAK ST, FRANKLIN, MA 02038-1822 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0041263-31 |
|---|---|
| Date | Jun 23, 2023 |
| Book Page | 41263/31 |
| Instrument | 38521 |
| Name | DEAN COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 1, 2033 |
Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| Municipality | Franklin Town City |
| Unified School District | Franklin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,184.00 (+4.16%) | $532,200 (+5.68%) Land $236,600 Building $295,600 | $572,375 (+1.57%) |
| 2024 | $5,937.00 (-3.9%) | $503,600 (+2.55%) Land $236,600 Building $267,000 | $563,540 |
| 2023 | $6,178.00 | $491,100 Land $258,200 Building $232,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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