27 Oak Ridge Dr, Pelham, AL 35124 Property Records

Shelby County property record for 27 Oak Ridge Dr, Pelham, AL 35124

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,682 sqft · built 2007
Lot Size	1.13 acres (49,274 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Mar 2022)
Tax Bill	$1,593 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`131121002022000`

Property Details

APN / Parcel Number

Primary APN	`131121002022000`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,682 sqft Heated Area
1st Floor Area	1,682 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	49,274 sqft (1.13 acres)
Lot Dimensions	274 ft deep x 179 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Utility Building	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	27 OAK RIDGE DR
City	PELHAM
State	AL
Zip	35124-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 12 20S 03W NBRHD: 08 LITTLE OAKRIDGE R-2
Legal Range	03W
Legal Township	20S
Legal Section	12
Legal Subdivision	LITTLE OAK RIDGE ESTATES 2ND SECTOR
Legal Lot Number	27
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	3
Census Block	3027
Census Tract	30315

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	27 OAK RIDGE DR, PELHAM, AL 35124-1807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) TRUSTMARK NATIONAL BANK
Mar 7, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2022 · Amount on Record
Deed Sale	Mar 7, 2022 · Amount on Record
Prior Sale	Apr 14, 2016 · Amount on Record
Deed Document Number	202295210
Prior Transfer Date	Nov 19, 2010
Prior Transfer Doc	0000437100
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	27 OAK RIDGE DR, PELHAM, AL 35124-1807
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095230
Date	Mar 7, 2022
Instrument	20220307000095230

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	39228

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	61 Months
Due	Apr 1, 2027

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Mar 7, 2022
Property Address	27 OAK RIDGE DR, PELHAM, AL 35124-1807
Document Number	0000095210
Map Reference	MB 05 PG 39
Instrument Date	Mar 4, 2022
Instrument	20220307000095210
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 OAK RIDGE DR # 201, 201, PELHAM, AL 35124-1807

Mortgage

Document Number	0000095220
Date	Mar 7, 2022
Instrument	20220307000095220

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	362 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Pelham City
Unified School District	Pelham City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,593.00 (-1.91%) Homeowner's exemption
2025	$1,624.00 (+11.77%)	$28,000 (+8.7%)	$280,000 (+8.7%) Land $65,000 Building $215,000
2023	$1,453.00 (+27.12%) Homeowner's exemption	$25,760 (+26.15%)	$257,600 (+26.21%) Land $65,000 Building $192,600
2022	$1,143.00 Homeowner's exemption	$20,420	$204,100 Land $65,000 Building $139,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2014–2021)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2021 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PELHAM serves 38,703 people · EPA ID AL0001163
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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