27 Oak Crest Rd, West Orange, NJ 07052 Property Records

Essex County and West Orange Township property record for 27 Oak Crest Rd, West Orange, NJ 07052

Property Summary

Property Type	Single Family Home
Details	1,660 sqft · built 1954
Lot Size	0.175 acres (7,623 sqft)
Owner	Individual Name on File
Tax Bill	$18,591 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2020 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`22-00164-03-00009`

Property Details

APN / Parcel Number

Primary APN	`22-00164-03-00009`
Alternative APNs	`2200164000300009` `2200164C00009`

Interior

Stories	1 Story
Building Area	1,660 sqft Living Area
1st Floor Area	1,660 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	7,623 sqft (0.175 acres)
Lot Dimensions	125 ft deep x 61 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2200164C00009
Street Address	27 OAK CREST RD
City	WEST ORANGE
State	NJ
Zip	07052-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	61X125-9X125TRI
Legal Block	164.3
Legal Lot Number	9
Jurisdiction	ESSEX NJ
Township / Civil Division	WEST ORANGE
Census Block Group	6
Census Block	6001
Census Tract	17302

Owner

27 Oak Crest Rd is owned and occupied by an individual.

Source: Essex County and West Orange Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	27 OAK CREST RD, WEST ORANGE, NJ 07052-1211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · Conventional with PMI MLD MTG
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage MLD MTG
Jan 28, 2020	Deed of Trust, Mortgage · Conventional with PMI MLD MTG
Sep 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage MLD MTG
Apr 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage MLD MTG
Nov 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage MLD MTG
Jul 10, 2018	Deed of Trust, Mortgage MLD MTG
Mar 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage MLD MTG
Oct 23, 2017	Deed of Trust, Mortgage · Conventional with PMI MLD MTG
Jun 12, 2017	Deed of Trust, Mortgage · Conventional with PMI MLD MTG
Jan 17, 2017	Deed of Trust, Mortgage MLD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	27 OAK CREST RD, WEST ORANGE, NJ 07052-1211
Document Number	0000125091
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	QUALITY TITLE COMPANY, QUALITY TITLE & ABSTRACT AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 OAK CREST RD WEST ORANGE NJ 070521211, WEST ORANGE, NJ 07052-1211

Mortgage

Document Number	0000125091
Date	Dec 14, 2020
Instrument	125091

Lender

Name	MLD MTG
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Dec 13, 2035

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	27 OAK CREST RD, WEST ORANGE, NJ 07052-1211
Document Number	0000061889
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	QUALITY TITLE COMPANY, QUALITY TITLE & ABSTRACT AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 OAK CREST RD WEST ORANGE NJ 070521211, WEST ORANGE, NJ 07052-1211

Mortgage

Document Number	0000061889
Date	Jul 7, 2020
Instrument	61889

Lender

Name	MLD MTG
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	27 OAK CREST RD, WEST ORANGE, NJ 07052-1211
Document Number	0000014577
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	QUALITY TITLE COMPANY, QUALITY TITLE & ABSTRACT AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 OAK CREST RD WEST ORANGE NJ 070521211, WEST ORANGE, NJ 07052-1211

Mortgage

Document Number	0000014577
Date	Feb 6, 2020
Instrument	14577

Lender

Name	MLD MTG
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	27 OAK CREST RD, WEST ORANGE, NJ 07052-1211
Document Number	0000096892
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	QUALITY TITLE COMPANY, QUALITY TITLE & ABSTRACT AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 OAK CREST RD WEST ORANGE NJ 070521211, WEST ORANGE, NJ 07052-1211

Mortgage

Document Number	0000096892
Date	Oct 10, 2019
Instrument	96892

Lender

Name	MLD MTG
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	27 OAK CREST RD, WEST ORANGE, NJ 07052-1211
Document Number	0000039736
Instrument Date	Apr 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 OAK CREST RD WEST ORANGE NJ 070521211, WEST ORANGE, NJ 07052-1211

Mortgage

Document Number	0000039736
Date	Apr 30, 2019
Instrument	39736

Lender

Name	MLD MTG
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	27 OAK CREST RD, WEST ORANGE, NJ 07052-1211
Document Number	0000104289
Instrument Date	Nov 27, 2018
Transaction Type	Mortgage
Record Updated	Mar 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 OAK CREST RD WEST ORANGE NJ 070521211, WEST ORANGE, NJ 07052-1211

Mortgage

Document Number	0000104289
Date	Dec 4, 2018
Instrument	104289

Lender

Name	MLD MTG
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	27 OAK CREST RD, WEST ORANGE, NJ 07052-1211
Document Number	0000061100
Instrument Date	Jul 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 OAK CREST RD WEST ORANGE NJ 070521211, WEST ORANGE, NJ 07052-1211

Mortgage

Document Number	0000061100
Date	Jul 17, 2018
Instrument	61100

Lender

Name	MLD MTG
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jul 16, 2038

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	27 OAK CREST RD, WEST ORANGE, NJ 07052-1211
Document Number	0000026830
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	May 15, 2018
Title Company	QUALITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 OAK CREST RD WEST ORANGE NJ 070521211, WEST ORANGE, NJ 07052-1211

Mortgage

Document Number	0000026830
Date	Mar 27, 2018
Instrument	26830

Lender

Name	MLD MTG
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Mar 26, 2045

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	27 OAK CREST RD, WEST ORANGE, NJ 07052-1211
Document Number	0000095393
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Feb 27, 2018
Title Company	123 TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 OAK CREST RD WEST ORANGE NJ 070521211, WEST ORANGE, NJ 07052-1211

Mortgage

Document Number	0000095393
Date	Oct 30, 2017
Instrument	95393

Lender

Name	MLD MTG
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2047

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	27 OAK CREST RD, WEST ORANGE, NJ 07052-1211
Document Number	0000052683
Instrument Date	Jun 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	123 TITLE.COM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 OAK CREST RD WEST ORANGE NJ 070521211, WEST ORANGE, NJ 07052-1211

Mortgage

Document Number	0000052683
Date	Jun 16, 2017
Instrument	52683

Lender

Name	MLD MTG
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	27 OAK CREST RD, WEST ORANGE, NJ 07052-1211
Document Number	0000005612
Instrument Date	Jan 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	123 TITLE.COM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 OAK CREST RD WEST ORANGE NJ 070521211, WEST ORANGE, NJ 07052-1211

Mortgage

Document Number	0000005612
Date	Jan 19, 2017
Instrument	5612

Lender

Name	MLD MTG
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jan 18, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 27 Oak Crest Rd was $18,591, up 28.8% from the year before.

Source: Essex County and West Orange Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	West Orange Township
Unified School District	West Orange Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$707,700 (-) Land $297,700 Building $410,000	$707,700 (-) Land $297,700 Building $410,000
2025	$18,591.00 (+28.78%)	$707,700 Land $297,700 Building $410,000	$707,700 Land $297,700 Building $410,000
2024	$14,436.00
2023		$308,200 Land $132,700 Building $175,500	$308,200 Land $132,700 Building $175,500
2022	$13,674.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Oak Crest Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Oak Crest Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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