27 N Summit Ave, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 27 N Summit Ave, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	2,301 sqft · built 2020
Lot Size	0.143 acres (6,216 sqft)
Owner	2 Individual Names on File
Last Sale	$1,800,000 (Jul 2024)
Tax Bill	$19,833 (2024)
Deeds & Mortgages	May 2020 Sale & Mortgage
APN	`04-00055-0000-00039-02`

Property Details

APN / Parcel Number

Primary APN	`04-00055-0000-00039-02`
Alternative APN	`20497007`

Interior

Stories	2 Stories
Building Area	2,301 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Frame
Lot Area	6,216 sqft (0.143 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	20497007
Street Address	27 N SUMMIT AVE
City	CHATHAM
State	NJ
Zip	07928-2516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	55
Legal Lot Number	39.2
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	1
Census Block	1017
Census Tract	42700

Owner

27 N Summit Ave is owned and occupied by two individuals who bought it in July 2024.

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27 N SUMMIT AVE, CHATHAM, NJ 07928-2516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2024 · Amount on File
Deed Sale	Jul 26, 2024 · Amount on File
Prior Sale	May 15, 2020 · Amount on File
Deed Document Number	202428170
Deed Book / Page	24782 / 1329
Prior Transfer Date	Jun 27, 2000
Prior Transfer Doc	0000055973
Record Updated	Sep 20, 2026

May 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	May 15, 2020
Property Address	27 N SUMMIT AVE, CHATHAM, NJ 07928-2516
Document Number	0237730865
Book / Page	23773 / 865
Instrument Date	May 8, 2020
Instrument	2020029766
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 18, 2022
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,246.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 STONEHOUSE RD, 41, BASKING RIDGE, NJ 07920-4600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 N SUMMIT AVE, CHATHAM, NJ 07928-2516

Mortgage

Document Number	2020029767
Date	May 15, 2020
Instrument	2020029767

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,225,000 (-) Land $543,200 Building $681,800	$1,225,000 (-) Land $543,200 Building $681,800
2025		$1,225,000 Land $543,200 Building $681,800	$1,225,000 Land $543,200 Building $681,800
2024	$19,833.00
2023		$1,225,000 Land $543,200 Building $681,800	$1,225,000 Land $543,200 Building $681,800
2022	$19,625.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 27 N Summit Ave; there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1978–2021)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 N Summit Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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