Spokane County property record for 27 N Ruby St, Rockford, WA 99030 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,045 sqft · built 2022 |
| Lot Size | 0.129 acres (5,625 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,893 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Mar 2024 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53283.2507 |
| Primary APN | 53283.2507 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 2,045 sqft Living Area |
| Gross Area | 2,475 sqft |
| 1st Floor Area | 1,037 sqft |
| 2nd Floor Area | 1,008 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,625 sqft (0.129 acres) |
| Garage Type | Attached |
| Garage Area | 430 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Heat Pump |
|---|
| Street Address | 27 N RUBY ST |
|---|---|
| City | ROCKFORD |
| State | WA |
| Zip | 99030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 28-23-45: ROCKFORD WALTMANS : NORTH 75 FT OF THE EAST 75FT OF THE FOLLOWING DESCRIPTION, LTS7 TO 12 TOG/W VAC STP ADJ ON N L9TO 12 BLK 13 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | ROCKFORD |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 14300 |
Source: Spokane County records · APN 53283.2507
Assessment roll updated June 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 311 E EMMA ST, ROCKFORD, WA 99030-9763 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CREDIT UNION |
| Mar 06, 2024 | Deed of Trust, Mortgage · Reverse Mortgage NORTHPOINTE BANK |
| Mar 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| May 25, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | May 10, 2021 |
| Transfer Doc | 0007079121 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jun 15, 2026 |
| Property Address | 27 N RUBY ST, ROCKFORD, WA 99030 |
| Document Number | 0007495403 |
| Instrument Date | Jun 09, 2026 |
| Instrument | 20267495403 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|
| Document Number | 0007495403, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 20267495403 |
| Name | SPOKANE TEACHERS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 27 N RUBY ST, ROCKFORD, WA 99030-9615 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0007336582 |
|---|---|
| Date | Mar 06, 2024 |
| Instrument | 7336582 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Jan 01, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 27 N RUBY ST, ROCKFORD, WA 99030-9615 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007193491 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 7193491 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | May 25, 2021 |
| Property Address | 27 N RUBY ST, ROCKFORD, WA 99030-9615 |
| Document Number | 0007079121 |
| Map Reference | VOL B PG 20 |
| Instrument Date | May 10, 2021 |
| Instrument | 7079121 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Rockford Town |
| Unified School District | Freeman School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,893.00 (+8.77%) | $411,200 (+8,124%) Land $24,000 Building $387,200 | $411,200 (+8,124%) Land $24,000 Building $387,200 |
| 2025 | $3,579.00 (+6,070.69%) | ||
| 2024 | $5,000 (+29.2%) Land $5,000 | $5,000 (+29.2%) Land $5,000 | |
| 2023 | $58.00 (+7.41%) | $3,870 Land $3,870 | $3,870 Land $3,870 |
| 2022 | $54.00 |
Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530630143001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Nearby Flood Policies | 5 in force 3 of 5 on primary residences |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Feb 2025 |
| Wildfire Risk | Low above 36% of the US · above 30% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 2,632 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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