27 Munsing Ave, #29, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 27 Munsing Ave, #29, Ludlow, MA 01056

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,448 sqft · built 1986
Lot Size	0.184 acres (8,015 sqft)
Owner	Individual Name on File
Last Sale	$269,900 (Jul 2013)
Tax Bill	$6,416 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:11C-10775 B:35D L:0`

Property Details

APN / Parcel Number

Primary APN	`M:11C-10775 B:35D L:0`
Alternative APNs	`LUDL M:11C B:10775 P:35D` `6027`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,448 sqft Living Area
Gross Area	4,504 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,015 sqft (0.184 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	6027
Street Address	27 MUNSING AVE, 29
City	LUDLOW
State	MA
Zip	01056-1317
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	AG
Legal Block	10775
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1009
Census Tract	810412

Owner

27 Munsing Ave, #29 is owned by an individual who bought it in July 2013.

Source: Hampden County and Ludlow Town records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	29 MUNSING AVE, LUDLOW, MA 01056-1317
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · ARM LUSO FCU
Jan 18, 2018	Deed of Trust, Mortgage LUSO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2013 · Amount on File
Deed Sale	Jul 31, 2013 · Amount on File
Prior Sale	Jan 22, 2003 · Amount on File
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	27-29 MUNSING AVE, LUDLOW, MA 01056
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23828-69
Date	Apr 16, 2021
Book Page	23828/69
Instrument	25787

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	May 1, 2026
Index	5-Year CMT

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	27-29 MUNSING AVE, LUDLOW, MA 01056
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22030-309
Date	Jan 18, 2018
Book Page	22030/309
Instrument	3023

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 27 Munsing Ave, #29 was $6,416, up 5.6% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,416.00 (+5.65%)	$369,800 (+10.16%) Land $79,900 Building $289,900
2024	$6,073.00 (+0.08%)	$335,700 (+7.94%) Land $79,900 Building $255,800
2023	$6,068.00	$311,000 Land $70,100 Building $240,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 27 Munsing Ave, #29 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Munsing Ave, #29 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Munsing Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures