Putnam County and Philipstown Town property record for 27 Mountain Ave, Cold Spring, NY 10516
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,819 sqft · built 1903 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $530,000 (May 2016) |
| Tax Bill | $14,308 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 372601 49.5-2-21 |
| Primary APN | 372601 49.5-2-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,819 sqft Living Area |
| 1st Floor Area | 874 sqft |
| 2nd Floor Area | 769 sqft |
| Upper Floors Area | 112 sqft |
| Attic | Attic |
| Attic Area | 176 sqft |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| View / Lot | Lake Front |
| Garage Type | Detached |
| Garage Area | 306 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 006110 |
|---|---|
| Street Address | 27 MOUNTAIN AVE |
| City | COLD SPRING |
| State | NY |
| Zip | 10516-1804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LAND & RESIDENCE |
| Legal Block | 2 |
| Legal Lot Number | 21.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 10700 |
Source: Putnam County and Philipstown Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 27 MOUNTAIN AVE, COLD SPRING, NY 10516-1804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 2, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2016 · Amount on Record |
| Deed Sale | May 4, 2016 · Amount on Record |
| Prior Sale | May 15, 1991 · Amount on Record |
| Deed Document Number | 20161501085 |
| Deed Book / Page | 2010 / 9 |
| Last Transfer Date | Mar 15, 2019 |
| Transfer Doc | 0021080116 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 27 MOUNTAIN AVE, COLD SPRING, NY 10516-1804 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Title Company | MAIN STREET TITLE, MAIN STREET TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 27 MOUNTAIN AVE, COLD SPRING, NY 10516-1804 |
| Document Number | 0072830117 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 7283/117 |
| Instrument | 2417-2021 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Apr 2, 2019 |
| Property Address | 27 MOUNTAIN AVE, COLD SPRING, NY 10516-1804 |
| Document Number | 0021080116 |
| Book / Page | 002108 / 000116 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 1500864 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 27 MOUNTAIN AVE COLD SPRING NY 105161804, COLD SPRING, NY 10516-1804 |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Municipality | Cold Spring Village |
| Unified School District | Haldane Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $225,500 (-) Land $51,600 Building $173,900 | $735,246 (+10.08%) | |
| 2024 | $14,308.00 | $225,500 (-) Land $51,600 Building $173,900 | $667,950 (+4.32%) |
| 2023 | $225,500 (-) Land $51,600 Building $173,900 | $640,261 (+11.73%) Land $146,508 Building $493,753 | |
| 2022 | $225,500 Land $51,600 Building $173,900 | $573,062 Land $131,131 Building $441,931 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (2011–2024) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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