27 Monterey Valley Dr, Troy, MO 63379 Property Records

Lincoln County property record for 27 Monterey Valley Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,124 sqft · built 2023
Lot Size	2.59 acres (112,820 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,632 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-60-13-000-000-018.002`

Property Details

APN / Parcel Number

Primary APN	`19-60-13-000-000-018.002`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,124 sqft Living Area
Basement Area	2,124 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	112,820 sqft (2.59 acres)
Garage Type	Mixed
Garage Area	1,428 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	27 MONTEREY VALLEY DR
City	TROY
State	MO
Zip	63379-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.59 AC TRACT WITHIN THE SW COR OF THE SWSE OF SECT 13, AKA LOT D ON SURVEY M1/93
Legal Range	01W
Legal Township	48N
Legal Section	13
Legal Lot Number	D
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	4
Census Block	4012
Census Tract	810308

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 MONTEREY VALLEY DR, TROY, MO 63379-3628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Commercial Mortgage VANTAGE CU
Nov 1, 2021	Deed of Trust, Mortgage · Construction Mortgage BANK OF OLD MONROE
Dec 30, 2022	Deed of Trust, Mortgage · Unknown MORTGAGE SOLUTIONS LLC
Oct 24, 2023	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	27 MONTEREY VALLEY DR, TROY, MO 63379-3628
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	SURITY TITLE, SECURITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 MONTEREY VALLEY DR, TROY, MO 63379-3628

Mortgage

Document Number	0002515/28
Date	Oct 21, 2025
Book Page	2515/28
Instrument	2025008582

Lender

Name	VANTAGE CU
Type	Credit Union
Address	SAINT CHARLES, MO 63304

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Oct 20, 2031

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1860 MYERS RD, TROY, MO 63379-3616
Transaction Type	Mortgage
Record Updated	Nov 29, 2023
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 PECAN BLUFFS DR, WENTZVILLE, MO 63385-4805

Mortgage

Document Number	002471/718
Date	Nov 1, 2021
Book Page	2471/718
Instrument	2021014297

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	WENTZVILLE, MO 63385

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1860 MYERS RD, TROY, MO 63379-3616
Transaction Type	Mortgage
Record Updated	Nov 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 PECAN BLUFFS DR, WENTZVILLE, MO 63385-4805

Mortgage

Document Number	002486/860
Date	Dec 30, 2022
Book Page	2486/860
Instrument	2022012649

Lender

Name	MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	SAINT CHARLES, MO 63304

Agreement

Type	Unknown
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2038
Change Frequency	2 Years
Min Rate At Change	5%
Max Rate At Change	10%
Index	Other
Margin	5
Max Rate	10%

October 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 24, 2023
Property Address	1860 MYERS RD, TROY, MO 63379-3616
Document Number	002494/942
Book / Page	2494 / 942
Map Reference	MB MI PG 93
Instrument Date	Oct 23, 2023
Instrument	2023008185
Transaction Type	Transfer
Record Updated	Nov 29, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 MONTEREY VALLEY DR, TROY, MO 63379-3628

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	27 MONTEREY VALLEY DR, TROY, MO 63379-3628

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,795 (-) Land $6,570 Building $69,225
2025	$4,632.00 (+2,363.83%)	$75,795 (+2,393.26%) Land $6,570 Building $69,225	$398,920 (+2,393.25%) Land $34,580 Building $364,340
2023	$188.00 (-0.53%)	$3,040 Land $3,040	$16,000 Land $16,000
2022	$189.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1995–2021)
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOK HILL SUBDIVISION private · serves 97 people · EPA ID MO6031387
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Spectrum, Systec Wireless Communications, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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