27 Monroe St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 27 Monroe St, Schenectady, NY 12305

Property Summary

Property Type	Commercial
Lot Size	0.042 acres (1,837 sqft)
Owner	Company Name on Record
Last Sale	$850,000 (Apr 2026)
Tax Bill	$314 (2026)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.56-3-23`

Property Details

APN / Parcel Number

Primary APN	`421500 39.56-3-23`
Alternative APN	`150003905600030230000000`

Exterior

Lot Area	1,837 sqft (0.042 acres)
Lot Dimensions	76 ft deep x 24 ft wide

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	27 MONROE ST
City	SCHENECTADY
State	NY
Zip	12305
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	03
Legal Description	PART OF VACANT LOT
Legal Block	3
Legal Lot Number	23.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1004
Census Tract	20300

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	155 MASTEN AVE, COHOES, NY 12047-4117
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage NUMARK CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2026 · Amount on Record
Deed Sale	Apr 2, 2026 · Amount on Record
Deed Document Number	20267514
Deed Book / Page	2169 / 548
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 2, 2026
Property Address	27 MONROE ST, SCHENECTADY, NY 12305
Document Number	0000007514
Book / Page	2169 / 548
Instrument Date	Mar 30, 2026
Instrument	20267514
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Tax	$343,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	155 MASTEN AVE, COHOES, NY 12047-4117

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 15, 2026
Property Address	27 MONROE ST, SCHENECTADY, NY 12305
Document Number	0000008648
Instrument Date	Mar 30, 2026
Instrument	20268648
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 MASTEN AVE, COHOES, NY 12047-4117

Mortgage

Document Number	0000008648,
Date	Apr 15, 2026
Instrument	20268648

Lender

Name	NUMARK CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 15, 2036

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$314.00 (+0.96%)
2025	$311.00 (+0.97%)	$7,600 (-) Land $6,400 Building $1,200	$12,585 (+30.82%) Land $10,598 Building $1,987
2023		$7,600 (-) Land $6,400 Building $1,200	$9,620 (+3.8%) Land $8,101 Building $1,519
2022		$7,600 Land $6,400 Building $1,200	$9,268 Land $7,805 Building $1,463
2021	$308.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	13 (1980–2011)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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