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27 Miles Standish Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 27 Miles Standish Rd, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,400 sqft · built 1950
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$312,000 (Feb 2026)
Tax Bill$7,802 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Jan 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN422800 58.16-7-4

Property Details

APN / Parcel Number

Primary APN422800 58.16-7-4
Alternative APN
  • 280005801600070040000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,400 sqft Living Area
1st Floor Area952 sqft
Upper Floors Area448 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2000
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions159 ft deep x 66 ft wide
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area50 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address27 MILES STANDISH RD
CitySCHENECTADY
StateNY
Zip12306-3314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G,FP,2DM COL MNR 48/ 7.-496-13
Legal SubdivisionMAP OF COLONIAL MANOR
Legal Block7
Legal Lot Number4.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1022
Census Tract33003

Owner

Source: Schenectady County and Rotterdam Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7101 W BROOKOVER DR, BOISE, ID 83709-1931
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2026Warranty Deed, Transfer · VA Mortgage
HOMESTEAD FUNDING CORP
Jan 30, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Jan 30, 2020Loan Modification, Mortgage · FHA Mortgage
ARC HM LLC
Jan 5, 2018Warranty Deed, Subdivision Related Transfer · FHA Mortgage
PLAZA HOME MORTGAGE INC
May 18, 2017Warranty Deed, Construction Loan · Construction Mortgage
LUCY PETITTO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2026 · Amount on Record
Deed SaleFeb 10, 2026 · Amount on Record
Prior SaleJan 5, 2018 · Amount on Record
Deed Document Number20262852
Deed Book / Page2166 / 62
Record UpdatedSep 20, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 10, 2026
Property Address27 MILES STANDISH RD, SCHENECTADY, NY 12306-3314
Document Number0000002852
Map ReferenceCAB F-162 MAP 66-14
Instrument DateJan 27, 2026
Instrument202602852
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,248.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address852 STANLEY ST, SCHENECTADY, NY 12307-1411

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7101 W BROOKOVER DR, BOISE, ID 83709-1931

Mortgage

Document Number0000002853
DateFeb 10, 2026
Instrument202602853
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2056

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address27 MILES STANDISH RD, SCHENECTADY, NY 12306-3314
Document Number0000011970
Instrument DateJan 30, 2020
Transaction TypeMortgage
Record UpdatedMay 28, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 MILES STANDISH RD ROTTERDAM NY 123063314, ROTTERDAM, NY 12306-3314

Mortgage

Document Number0000011970
DateApr 8, 2020
Book Page004981/000507
Instrument11970
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 7, 2050

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address27 MILES STANDISH RD, SCHENECTADY, NY 12306-3314
Document Number0000012141
Instrument DateJan 30, 2020
Transaction TypeMortgage
Record UpdatedJun 19, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 MILES STANDISH RD ROTTERDAM NY 123063314, ROTTERDAM, NY 12306-3314

Mortgage

Document Number0000012141
DateApr 10, 2020
Book Page004982/000431
Instrument12141
Lender
NameARC HM LLC
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 9, 2050
Interest
Rate3.75%

January 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 5, 2018
Property Address27 MILES STANDISH RD, SCHENECTADY, NY 12306-3314
Document Number0000001007
Book / Page1979 / 122
Instrument DateDec 21, 2017
Instrument201801007
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 10, 2022
Title CompanySTEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$860.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1054 CENTRAL AVE, 1054, COLONIE, NY 12205-3562

Transferred To (Grantee/Buyer)

NameVerified Name
Address852 STANLEY ST, SCHENECTADY, NY 12307-1411

Mortgage

Document Number0000001008
DateJan 5, 2018
Instrument201801008
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2048

May 2017: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMay 18, 2017
Property Address27 MILES STANDISH RD, SCHENECTADY, NY 12306-3314
Document Number0000022263
Book / Page001962 / 000846
Instrument DateMay 4, 2017
Instrument22263
Transaction TypeConstruction Loan
Record UpdatedMay 30, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$344.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1054 CENTRAL AVE ALBANY NY 122053562, ALBANY, NY 12205-3562

Mortgage

Document Number22264
DateMay 18, 2017
Book Page004761/000197
Instrument22264
Lender
NameLUCY PETITTO
Address109 BENNINGTON AVE, MECHANICVILLE, NY 12118-2604
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 17, 2018

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,802.00$212,900 (-) Land $18,000 Building $194,900$327,500 (+10.75%) Land $27,689 Building $299,811
2024$212,900 (-) Land $18,000 Building $194,900$295,700 (+5.57%) Land $25,000 Building $270,700
2023$212,900 Land $18,000 Building $194,900$280,100 Land $23,682 Building $256,418

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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