Mobile County property record for 27 McPhillips Ave, Mobile, AL 36604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1986 |
| Lot Size | 0.159 acres (6,929 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $715 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Nov 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R022907250006078 |
| Primary APN | R022907250006078 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,929 sqft (0.159 acres) |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 224 sqft |
| Deck Area | 131 sqft |
| Patio Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 811072 |
|---|---|
| Street Address | 27 MCPHILLIPS AVE |
| City | MOBILE |
| State | AL |
| Zip | 36604-2148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 30 MCPHILLIPS PLACE DBK 156 PGS 368-371 LESS & EXC THEREFROM THAT PT OF SD LOT WHICH IS DESC AS BEG AT THE SE COR OF SD |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 25 |
| Legal Subdivision | PHILLIPS PLACE |
| Legal Lot Number | 30 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 902 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Midtown Historic District listed 2001 · 1,271 contributing resources · NRIS 01001293 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Mobile County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 27 MCPHILLIPS AVE, MOBILE, AL 36604-2148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Nov 1, 2022 | Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 2, 2009 |
| Transfer Doc | 0000009872 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 27 MCPHILLIPS AVE, MOBILE, AL 36604-2148 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 27 MCPHILLIPS AVE, MOBILE, AL 36604-2148 |
| Document Number | 0000071380 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 2022071380 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 27 MCPHILLIPS AVE, MOBILE, AL 36604-2148 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 27 MCPHILLIPS AVE, MOBILE, AL 36604-2148 |
| Document Number | 0000069042 |
|---|---|
| Date | Nov 1, 2022 |
| Instrument | 2022069042 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2037 |
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $715.00 (+3.47%) Homeowner's exemption Senior Citizen's exemption | $13,090 (+3.4%) Land $3,500 Building $9,590 | $130,900 (+3.4%) Land $35,000 Building $95,900 |
| 2024 | $691.00 (+4.86%) Homeowner's exemption Senior Citizen's exemption | $12,660 (+4.54%) Land $3,600 Building $9,060 | $126,600 (+4.54%) Land $36,000 Building $90,600 |
| 2023 | $659.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $12,110 Land $3,250 Building $8,860 | $121,100 Land $32,500 Building $88,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1979–1998) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Sep 1998 · Hurricane Georges |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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