Charleston County property record for 27 Lowndes Pointe Dr, Charleston, SC 29403
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,050 sqft · built 2022 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $624,000 (Jan 2021) |
| Tax Bill | $7,706 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 464-13-00-161 |
| Primary APN | 464-13-00-161 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,050 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 4,792 sqft (0.11 acres) |
| Boat Access | Boat Access |
| Street Address | 27 LOWNDES POINTE DR |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29403-3260 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -LOWNDES POINT DESCRIPTION -LOT 13 |
| Legal Subdivision | LOWNDES POINT |
| Legal Lot Number | 13 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 5900 |
27 Lowndes Pointe Dr is owned by two individuals who bought it in January 2021.
Source: Charleston County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 RIVERSIDE DR, CHARLESTON, SC 29403-3218 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jan 8, 2021 | Grant Deed, Transfer FIRST CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2021 · Amount on File |
| Deed Sale | Jan 8, 2021 · Amount on File |
| Prior Sale | Sep 11, 2015 · Amount on File |
| Deed Book / Page | 948 / 684 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 27 LOWNDES POINTE DR, CHARLESTON, SC 29403-3260 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0010640092 |
|---|---|
| Date | Dec 30, 2021 |
| Book Page | 1064/92 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 27 LOWNDES POINTE DR, CHARLESTON, SC 29403-3260 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0009860256 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 986/256 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Type Change Date | May 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.99% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.99% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jan 8, 2021 |
| Property Address | 27 LOWNDES POINTE DR, CHARLESTON, SC 29403-3260 |
| Document Number | 0948/0684 |
| Book / Page | 000948 / 000684 |
| Instrument Date | Jan 6, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $624.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6 PARROTHEAD ST CHARLESTON SC 294033001, CHARLESTON, SC 29403-3001 |
| Document Number | 948/0679 |
|---|---|
| Date | Jan 8, 2021 |
| Book Page | 000948/000679 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | PO BOX 11757, COLUMBIA, SC 29211-1757 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 7, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
The 2025 property tax bill for 27 Lowndes Pointe Dr was $7,706, up 8.5% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,706.00 (+8.5%) | $1,619,829 (+2,775.1%) Land $706,614 Building $913,215 | $2,419,800 Land $966,500 Building $1,453,300 |
| 2024 | $7,102.00 | $56,340 | |
| 2022 | $9,886.00 | $37,440 | $624,000 Land $615,000 Building $9,000 |
| 2020 | $1,408,547 Land $614,447 Building $794,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 27 Lowndes Pointe Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 194 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 252 units insured incl. 58 condo units |
| Nearby Flood Claims | 4 (2015–2025) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27 Lowndes Pointe Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.1% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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