27 Lothrop St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 27 Lothrop St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,592 sqft · built 1948
Lot Size	0.179 acres (7,815 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,900 (Dec 2013)
Tax Bill	$6,625 (2026)
Deeds & Mortgages	Aug 2021 Refinance Aug 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:009-F B:0015 L:0007`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:009-F B:0015 L:0007`
Alternative APNs	`M:009=F B:0015 L:0007` `2356010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,592 sqft Living Area
Gross Area	2,923 sqft
1st Floor Area	948 sqft
Basement Area	858 sqft
Unfinished Basement	858 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,815 sqft (0.179 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	2356010
Street Address	27 LOTHROP ST
City	SAUGUS
State	MA
Zip	01906-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	15
Legal Lot Number	7
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3032
Census Tract	208302

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 LOTHROP ST, SAUGUS, MA 01906-2211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EAST BOSTON SAVINGS BANK
Aug 4, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jun 14, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Apr 29, 2025	Deed of Trust, Mortgage · Line of Credit BROTHERHOOD CU
Jan 23, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance EAST BOSTON SAVINGS BANK
Mar 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance EAST BOSTON SAVINGS BANK
Jan 14, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2013 · Amount on Record
Deed Sale	Dec 11, 2013 · Amount on Record
Prior Sale	Mar 12, 2012 · Amount on Record
Deed Book / Page	33008 / 520
Last Transfer Date	Jan 10, 2019
Transfer Doc	037271-178
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	27 LOTHROP ST, SAUGUS, MA 01906-2211
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040158-583
Date	Aug 9, 2021
Book Page	40158/583
Instrument	20210809001680

Lender

Name	EAST BOSTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	27 LOTHROP ST, SAUGUS, MA 01906-2211
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041110-46
Date	Aug 4, 2022
Book Page	41110/46
Instrument	20220804000350

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	27 LOTHROP ST, SAUGUS, MA 01906-2211
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00040999-2
Date	Jun 14, 2022
Book Page	40999/2
Instrument	20220614000120

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	27 LOTHROP ST, SAUGUS, MA 01906-2211
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042685-301
Date	Apr 29, 2025
Book Page	42685/301
Instrument	20250429000070

Lender

Name	BROTHERHOOD CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	27 LOTHROP ST, SAUGUS, MA 01906-2211
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37288-233
Date	Jan 23, 2019
Book Page	37288/233
Instrument	20190123003030

Lender

Name	EAST BOSTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	27 LOTHROP ST, SAUGUS, MA 01906-2211
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38379-84
Date	Mar 31, 2020
Book Page	38379/84
Instrument	20200331000730

Lender

Name	EAST BOSTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jan 14, 2019
Property Address	27 LOTHROP ST, SAUGUS, MA 01906-2211
Document Number	37271-178
Book / Page	037271 / 000178
Instrument Date	Jan 10, 2019
Instrument	190114680
Transaction Type	Transfer
Record Updated	Feb 6, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 LOTHROP ST SAUGUS MA 019062211, SAUGUS, MA 01906-2211

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,625.00 (+2.84%)	$635,800 (+5.4%) Land $355,600 Building $279,800	$698,451 (+18.18%)
2025	$6,442.00 (+2.81%)	$603,200 (+2.52%) Land $324,900 Building $278,300	$590,995
2024	$6,266.00 (+3.78%)	$588,400 (+9.74%) Land $316,100 Building $272,300
2023	$6,038.00	$536,200 Land $276,600 Building $259,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Lothrop St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures