27 Locust St, Dedham, MA 02026 Property Records

Norfolk County and Dedham Town property record for 27 Locust St, Dedham, MA 02026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,884 sqft · built 1930
Lot Size	0.237 acres (10,320 sqft)
Owner	2 Individual Names on File
Last Sale	$806,000 (Jun 2025)
Tax Bill	$9,789 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Jul 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`DEDH M:0156 L:0005`

Property Details

APN / Parcel Number

Primary APN	`DEDH M:0156 L:0005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,884 sqft Living Area
Gross Area	3,209 sqft
1st Floor Area	1,128 sqft
Basement Area	756 sqft
Unfinished Basement	756 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,320 sqft (0.237 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	27 LOCUST ST
City	DEDHAM
State	MA
Zip	02026-3807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Lot Number	5
Jurisdiction	DEDHAM MA
Township / Civil Division	DEDHAM
Census Block Group	1
Census Block	1012
Census Tract	402300

Owner

Source: Norfolk County and Dedham Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	27 LOCUST ST, DEDHAM, MA 02026-3807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2025	Deed of Trust, Mortgage CITIZENS BANK
Jul 12, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jun 20, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage METRO CU
Jul 12, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
Jan 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK/RI
Apr 12, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2025 · Amount on Record
Deed Sale	Jun 20, 2025 · Amount on Record
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	27 LOCUST ST, DEDHAM, MA 02026-3807
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001553443
Date	Jun 3, 2025
Instrument	1553443

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	27 LOCUST ST, DEDHAM, MA 02026-3807
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001481801
Date	Jul 12, 2021
Instrument	1481801

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2046

Interest

Rate Type	Adjustable Rate

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DEDHAM MA
Recording Date	Jun 20, 2025
Property Address	27 LOCUST ST, DEDHAM, MA 02026-3807
Document Number	0001554320
Instrument Date	Jun 20, 2025
Instrument	1554320
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	27 LOCUST ST, DEDHAM, MA 02026-3807

Mortgage

Document Number	0001554321
Date	Jun 20, 2025
Instrument	1554321

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Type Change Date	Jul 1, 2035
Max Rate At Change	2.5%
Index	Other

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	27 LOCUST ST, DEDHAM, MA 02026-3807
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1481801
Date	Jul 12, 2021
Instrument	1481801

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2046

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	27 LOCUST ST, DEDHAM, MA 02026-3807
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37332-333
Date	Nov 12, 2019
Book Page	37332/333
Instrument	104137

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	27 LOCUST ST, DEDHAM, MA 02026-3807
Document Number	0001438442
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 LOCUST ST DEDHAM MA 020263807, DEDHAM, MA 02026-3807

Mortgage

Document Number	0001438442
Date	Jan 14, 2020
Instrument	1438442

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	27 LOCUST ST, DEDHAM, MA 02026-3807
Document Number	0001414623
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 LOCUST ST DEDHAM MA 020263807, DEDHAM, MA 02026-3807

Mortgage

Document Number	0001414623
Date	Dec 28, 2018
Instrument	1414623

Lender

Name	CITIZENS BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Norfolk County and Dedham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Dedham Town
Unified School District	Dedham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,789.00 (+3.6%)	$775,700 (+2.62%) Land $345,200 Building $430,500	$759,335 (+0.6%)
2024	$9,449.00 (+10.57%)	$755,900 (+13.57%) Land $313,100 Building $442,800	$754,775
2023	$8,546.00	$665,600 Land $283,500 Building $382,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEDHAM WESTWOOD WATER DIST. serves 41,630 people · EPA ID MA3073000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Radiate Holdings Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Netafy Fixed Wireless	150 / 150

May also be available: T-Mobile USA.

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