Buncombe County property record for 27 Locust St, Black Mountain, NC 28711 · Last verified October 2025
| Property Type | Vacant Land > Residential |
|---|---|
| Lot Size | 16,553 sqft (0.38 acres) |
| Last Sale | $402,000 (2020) |
| Tax Bill | $225.00 (2025) |
Source: Buncombe County records · APN 0629-48-7440-00000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 29 LOCUST ST, BLACK MOUNTAIN, NC 28711-9751 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 10, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jul 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 24, 2020 · Amount on Record |
| Deed Sale | Jul 24, 2020 · Amount on Record |
| Deed Doc Number | 0059261390 |
| Deed Book / Page | 5926 / 1390 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 27 LOCUST ST, BLACK MOUNTAIN, NC 28711-9751 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0063410724 |
|---|---|
| Date | Aug 10, 2023 |
| Book Page | 6341/724 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jul 24, 2020 |
| Property Address | 27 LOCUST ST, BLACK MOUNTAIN, NC 28711-9751 |
| Document Number | 0059261390 |
| Book / Page | 5926 / 1390 |
| Map Reference | MB 18 PG 32 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $804.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29 LOCUST ST, BLACK MOUNTAIN, NC 28711-9751 |
| Document Number | 0059261393 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 5926/1393 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $225.00 (+8.17%) | $34,500 (-) | |
| 2023 | $208.00 | $34,500 | $34,500 (-) Land $34,500 |
| 2021 | $34,500 Land $34,500 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 840 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 0629-48-7440-00000 |
|---|---|
| Alternative APN |
|
| Lot Area | 16,553 sqft (0.38 acres) |
|---|---|
| Topography | Rolling Topography |
| Old Parcel Number | 062906486365000 |
|---|---|
| Street Address | 27 LOCUST ST |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-9751 |
| Property Usage | Residential Property Usage |
| Type | Vacant Land > Residential |
| Legal Description | DEED DATE:07/24/2020 DEED:5926-1390 SUBDIV:RIDGECREST LOT:PORTION OF LOT 243 (MOST OF) PLAT:0035-0047 |
| Legal Subdivision | RIDGECREST |
| Legal Lot Number | 243 |
| Jurisdiction | BUNCOMBE NC |
| Minor Civil Division | BLACK MOUNTAIN |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 3105 |
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