Passaic County and Ringwood Borough property record for 27 Laurel Pl, Ringwood, NJ 07456
| Property Type | Single Family Home |
|---|---|
| Details | 1,783 sqft · built 1954 |
| Lot Size | 0.251 acres (10,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Sep 2018) |
| Tax Bill | $9,749 (2025) |
| Deeds & Mortgages | Mar 2023 Second Mortgage Mar 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00836-0000-00003 |
| Primary APN | 11-00836-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,783 sqft Living Area |
| 1st Floor Area | 1,783 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame |
| Lot Area | 10,920 sqft (0.251 acres) |
| Lot Dimensions | 120 ft deep x 91 ft wide |
| Street Address | 27 LAUREL PL |
|---|---|
| City | RINGWOOD |
| State | NJ |
| Zip | 07456-2824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 836 |
| Legal Lot Number | 3 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | RINGWOOD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 216701 |
27 Laurel Pl is owned and occupied by two individuals who bought it in September 2018.
Source: Passaic County and Ringwood Borough records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27 LAUREL PL, RINGWOOD, NJ 07456-2824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Mar 6, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Mar 31, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Aug 30, 2018 | Grant Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2018 · Amount on File |
| Deed Sale | Sep 11, 2018 · Amount on File |
| Prior Sale | Jun 8, 2011 · Amount on File |
| Deed Document Number | 201841443 |
| Deed Book / Page | 3398 / 253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 27 LAUREL PL, RINGWOOD, NJ 07456-2824 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000007539 |
|---|---|
| Date | Mar 6, 2023 |
| Book Page | M18397/178 |
| Instrument | 2023007539 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 231 Months |
| Due | Jun 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 27 LAUREL PL, RINGWOOD, NJ 07456-2824 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000007539 |
|---|---|
| Date | Mar 6, 2023 |
| Book Page | 18397/178 |
| Instrument | 2023007539 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 231 Months |
| Due | Jun 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 27 LAUREL PL, RINGWOOD, NJ 07456-2824 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Title Company | EXPERT TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000022539 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | M16987/143 |
| Instrument | 2021022539 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Aug 30, 2018 |
| Property Address | 27 LAUREL PL, RINGWOOD, NJ 07456-2824 |
| Document Number | 0000041443 |
| Book / Page | 003398 / 000253 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 41443 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2018 |
| Title Company | TITLE TRUST |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 27 LAUREL PL RINGWOOD NJ 074562824, RINGWOOD, NJ 07456-2824 |
| Document Number | 41445 |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | 015192/000076 |
| Instrument | 41445 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 29, 2048 |
The 2025 property tax bill for 27 Laurel Pl was $9,749 with a veteran's exemption, up 2.3% from the year before.
Source: Passaic County and Ringwood Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Ringwood Borough |
| Secondary School District | Lakeland Regional School District (09 - 12) |
| Elementary School District | Ringwood Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,900 (-) Land $130,100 Building $98,800 | $228,900 (-) Land $130,100 Building $98,800 | |
| 2025 | $9,749.00 (+2.31%) Veteran's exemption | $228,900 Land $130,100 Building $98,800 | $228,900 Land $130,100 Building $98,800 |
| 2024 | $9,529.00 | ||
| 2023 | $228,900 Land $130,100 Building $98,800 | $228,900 Land $130,100 Building $98,800 | |
| 2022 | $8,825.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27 Laurel Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27 Laurel Pl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGWOOD WATER DEPARTMENT serves 9,327 people · EPA ID NJ1611002 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Jun 2022 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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