27 Laurel Ave, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 27 Laurel Ave, Oak Bluffs, MA 02557

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 959 sqft · built 1908
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on File
Last Sale	$1,375,000 (Sep 2026)
Tax Bill	$4,425 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`OAKB M:0008 B:0094 L:000`

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0008 B:0094 L:000`
Alternative APN	`1099`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	959 sqft Living Area
Gross Area	1,925 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1988
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	1099
Street Address	27 LAUREL AVE
City	OAK BLUFFS
State	MA
Zip	02557-7000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	VINEYARD HLND
Legal Block	94
Jurisdiction	OAK BLUFFS MA
Township / Civil Division	OAK BLUFFS
Census Block Group	1
Census Block	1048
Census Tract	200200

Owner

27 Laurel Ave is owned by a company that bought it in September 2026.

Source: Dukes County and Oak Bluffs Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	27 LAUREL AVE, OAK BLUFFS, MA 02557-7000
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed, Transfer · ARM VINEYARD BANK
Oct 10, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2026 · Amount on File
Deed Sale	Sep 9, 2026 · Amount on File
Prior Sale	Oct 10, 2018
Deed Document Number	20264126
Deed Book / Page	1745 / 386
Transfer Doc	1292000819
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Sep 9, 2026
Property Address	27 LAUREL AVE, OAK BLUFFS, MA 02557-7000
Document Number	0000004126
Book / Page	1745 / 386
Instrument Date	Sep 1, 2026
Instrument	20264126
Transaction Type	Transfer
Record Updated	Sep 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Sep 9, 2026

Lender

Name	VINEYARD BANK

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Type Change Date	Oct 1, 2031
Index	1-Year CMT
Margin	3
Max Rate	-1%

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Oct 10, 2018
Property Address	27 LAUREL AVE, OAK BLUFFS, MA 02557-7000
Document Number	1478-584
Book / Page	001478 / 000584
Instrument Date	Aug 16, 2018
Instrument	5717
Transaction Type	Transfer
Record Updated	Oct 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 W 15TH ST #208 NEW YORK NY 100116817, 208, NEW YORK, NY 10011-6817

Tax Assessment & Valuation

The 2025 property tax bill for 27 Laurel Ave was $4,425, up 0.5% from the year before.

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,425.00 (+0.48%)	$876,300 (+4.06%) Land $553,100 Building $323,200	$1,396,823
2024	$4,404.00 (+5.99%)	$842,100 (+7%) Land $502,600 Building $339,500
2023	$4,155.00	$787,000 Land $447,700 Building $339,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Laurel Ave in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	18 (1991–2018)
Most Recent Claim	Mar 2018 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims Coastal Storm, Oct 1991 · 4 claims Hurricane Bob, Aug 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Laurel Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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