27 Lancaster Cir, Lancaster, TN 38569 Property Records

Smith County property record for 27 Lancaster Cir, Lancaster, TN 38569

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,100 sqft · built 2021
Lot Size	2.91 acres (126,760 sqft)
Owner	Individual Name on Record
Last Sale	$29,000 (Aug 2016)
Tax Bill	$1,057 (2025)
Deeds & Mortgages	Dec 2020 Construction Loan Jan 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`090P-B-001.01`

Property Details

APN / Parcel Number

Primary APN	`090P-B-001.01`
Alternative APNs	`09091MB090P00101` `080090P B 00101`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,100 sqft Living Area
1st Floor Area	2,100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	126,760 sqft (2.91 acres)
Terrain	Rolling

Exterior Amenities

Deck Area	160 sqft
Patio Area	48 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	27 LANCASTER CIR
City	LANCASTER
State	TN
Zip	38569-6217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 2 UNREGISTERED PLAT
Legal Tract	2
Jurisdiction	SMITH TN
Township / Civil Division	5
Census Block Group	1
Census Block	1067
Census Tract	975400

Owner

Source: Smith County records, as of February 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	27 LANCASTER CIR, LANCASTER, TN 38569-6217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY TRUST BANK INC
Jan 4, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2016 · Amount on Record
Deed Sale	Aug 8, 2016 · Amount on Record
Prior Sale	Jun 5, 1995 · Amount on Record
Deed Document Number	20161883
Deed Book / Page	307 / 738
Last Transfer Date	Jan 4, 2021
Transfer Doc	0000392253
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TN
Property Address	27 LANCASTER CIR, LANCASTER, TN 38569-6217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	390662
Date	Dec 14, 2020
Book Page	390/662
Instrument	20004062

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Nov 24, 2021

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SMITH TN
Recording Date	Jan 4, 2021
Property Address	27 LANCASTER CIR, LANCASTER, TN 38569-6217
Document Number	392253
Book / Page	000392 / 000253
Instrument Date	Jan 4, 2021
Instrument	33
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	27 LANCASTER CIR LANCASTER TN 385696217, LANCASTER, TN 38569-6217

Tax Assessment & Valuation

Source: Smith County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Smith County
Unified School District	Smith County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,057.00 (+239.87%)	$61,000 (+2.65%) Land $7,275 Building $53,725	$244,000 (-) Land $29,100 Building $214,900
2023		$59,425 (-) Land $7,275 Building $52,150
2022		$59,425 Land $7,275 Building $52,150	$244,000 Land $29,100 Building $214,900
2019	$311.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB UTILITY DISTRICT #1 serves 17,960 people · EPA ID TN0000188
Water Source	Surface water
Last State Inspection	Sep 2025
Also Mapped Here	DEKALB UTILITY DISTRICT #4
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DeKalb Telephone Cooperative Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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