Fluvanna County property record for 27 Laguna Rd, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,972 sqft · built 1997 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $2,754 (2025) |
| Deeds & Mortgages | May 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 9 129 |
| Primary APN | 18A 9 129 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,972 sqft Living Area |
| Gross Area | 3,792 sqft |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,368 sqft |
| Unfinished Basement | 1,368 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,985 sqft (0.344 acres) |
| Terrain | Rolling |
| Garage Type | Built-in |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 184 sqft |
| Patio Area | 184 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1711 |
|---|---|
| Street Address | 27 LAGUNA RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | DB 464-730 KNOLLWOOD-9 LOT 129 15,000 SF |
| Legal Subdivision | KNOLLWOOD LAKE MONTICELLO |
| Legal Block | 12 |
| Legal Lot Number | 129 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 20103 |
27 Laguna Rd is owned by a company that acquired it in May 2025.
Source: Fluvanna County records, as of June 25, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 27 LAGUNA RD, PALMYRA, VA 22963-2418 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 30, 2025 |
| Transfer Doc | 0000001589 |
| Record Updated | Sep 20, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | May 30, 2025 |
| Property Address | 27 LAGUNA RD, PALMYRA, VA 22963-2418 |
| Document Number | 0250001589 |
| Map Reference | DB 97 PG 49 |
| Instrument Date | May 30, 2025 |
| Instrument | 250001589 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27 LAGUNA RD, PALMYRA, VA 22963-2418 |
| Name | Verified Name |
|---|---|
| Address | 27 LAGUNA RD, PALMYRA, VA 22963-2418 |
The 2025 property tax bill for 27 Laguna Rd was $2,754, up 0.7% from the year before.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $364,800 (-) Land $30,000 Building $334,800 | $364,800 (-) Land $30,000 Building $334,800 | |
| 2025 | $2,754.00 (+0.66%) | $364,800 Land $30,000 Building $334,800 | $364,800 Land $30,000 Building $334,800 |
| 2024 | $2,736.00 | ||
| 2023 | $284,800 Land $30,000 Building $254,800 | $284,800 Land $30,000 Building $254,800 | |
| 2022 | $2,403.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27 Laguna Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27 Laguna Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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