27 Koho Loop, Yachats, OR 97498 Property Records

Lincoln County property record for 27 Koho Loop, Yachats, OR 97498

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,844 sqft · built 2012
Lot Size	0.04 acres (1,742 sqft)
Owner	Company Name on Record
Last Sale	$582,500 (Oct 2019)
Tax Bill	$8,687 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R527151`

Property Details

APN / Parcel Number

Primary APN	`R527151`
Alternative APN	`14-12-27-DD-04600-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,844 sqft Living Area
Gross Area	2,269 sqft
1st Floor Area	1,194 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Flooring	Carpet
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Other
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	R527151
Street Address	27 KOHO LOOP
City	YACHATS
State	OR
Zip	97498-9341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	KOHOOREGON PH 1 PUD, LOT 4, DOC201911872
Legal Range	12W
Legal Township	14S
Legal Section	27
Legal Subdivision	KOHOOREGON PH 1 PUD
Legal Phase	1
Legal Lot Number	4
Jurisdiction	LINCOLN OR
Township / Civil Division	WALDPORT
Census Block Group	1
Census Block	1037
Census Tract	951700

Owner

Source: Lincoln County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 327, YACHATS, OR 97498-0327
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 11, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG
Sep 1, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2019 · Amount on Record
Deed Sale	Oct 11, 2019 · Amount on Record
Deed Document Number	201910002
Prior Transfer Date	Aug 28, 2017
Prior Transfer Doc	201708534
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OR
Property Address	27 KOHO LOOP, YACHATS, OR 97498-9341
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202112163
Date	Sep 22, 2021
Instrument	2021-12163

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	48344

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LINCOLN OR
Recording Date	Oct 11, 2019
Property Address	27 KOHO LOOP, YACHATS, OR 97498-9341
Document Number	0000010002
Instrument Date	Oct 10, 2019
Instrument	10002
Transaction Type	Transfer
Record Updated	Oct 31, 2019
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$582.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	27 KOHO LOOP YACHATS OR 974989341, YACHATS, OR 97498-9341

Mortgage

Document Number	10003
Date	Oct 11, 2019
Instrument	10003

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN OR
Recording Date	Sep 1, 2017
Property Address	27 KOHO LOOP, YACHATS, OR 97498-9341
Document Number	0000008534
Instrument Date	Aug 28, 2017
Instrument	8534
Transaction Type	Transfer
Record Updated	Oct 25, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	27 KOHO LOOP YACHATS OR 974989341, YACHATS, OR 97498-9341

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lincoln County
Municipality	Yachats City
Unified School District	Lincoln County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,687.00 (+1.51%)	$631,160 (+3%)	$891,770 (-6.35%) Land $293,380 Building $598,390
2024	$8,558.00 (+3.38%)	$612,780 (+3%)	$952,280 (+13.02%) Land $217,470 Building $734,810
2023	$8,278.00 (+10.98%)	$594,940 (+3%)	$842,570 (+19.35%) Land $254,660 Building $587,910
2022	$7,459.00	$577,620	$705,980 Land $225,860 Building $480,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 17, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Nearby Flood Policies	88 in force
Nearby Flood Claims	12 (1997–2011)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Mar 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YACHATS serves 1,006 people · EPA ID OR4100966
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	39 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Pioneer Telephone Cooperative DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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