St. Charles County property record for 27 Keystone Ct, O Fallon, MO 63368 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2002 |
| Square Footage | 2,697 sqft Living Area |
| Lot Size | 12,197 sqft (0.28 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $249,900 (2017) |
| Tax Bill | $3,834.00 (2024) |
Source: St. Charles County records · APN T012500362
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27 KEYSTONE CT, O FALLON, MO 63368-6676 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 30, 2023 | Deed of Trust, Mortgage VANTAGE CU |
| Sep 18, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 18, 2017 · Amount on Record |
| Deed Sale | Sep 18, 2017 · Amount on Record |
| Prior Sale | Aug 07, 2007 · Amount on Record |
| Deed Doc Number | 2017585070 |
| Deed Book / Page | 6808 / 1963 |
| Prior Transfer Date | Mar 04, 2016 |
| Prior Transfer Doc | 0065020222 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 27 KEYSTONE CT, O FALLON, MO 63368-6676 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 27 KEYSTONE CT, O FALLON, MO 63368-6676 |
| Document Number | 0000044507 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 2023R-044507 |
| Name | VANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | SAINT CHARLES, MO 63304 |
| Amount | Amount Recorded |
|---|---|
| Term | 72 Months |
| Due | Oct 05, 2029 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 18, 2017 |
| Property Address | 27 KEYSTONE CT, O FALLON, MO 63368-6676 |
| Document Number | 0068081963 |
| Book / Page | 6808 / 1963 |
| Map Reference | MB 37 PG 140-144 |
| Instrument Date | Sep 14, 2017 |
| Instrument | 20170918000585070 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | US TITLE CORPORATION AND OR |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27 KEYSTONE CT, 27, O FALLON, MO 63368-6676 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 27 KEYSTONE CT, O FALLON, MO 63368-6676 |
| Document Number | 20170918000585080 |
|---|---|
| Date | Sep 18, 2017 |
| Instrument | 20170918000585080 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2037 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,977.00 (+3.73%) | $61,908 (+6.84%) | $325,830 (+6.84%) Building $325,830 |
| 2024 | $3,834.00 | ||
| 2023 | $57,945 | ||
| 2022 | $304,973 Land $49,500 Building $255,473 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | T012500362 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,697 sqft Living Area |
| Gross Area | 3,550 sqft Gross Area |
| 1st Floor | 1,597 sqft 1st Floor |
| Basement Area | 1,553 sqft Basement |
| Finished Basement | 1,100 sqft Finished |
| Unfinished Basement | 453 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 12,197 sqft (0.28 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Deck Area | Deck Area |
|---|---|
| Patio Area | 228 sqft Patio |
| Porch | Open Porch |
| Porch Area | 73 sqft Porch |
| Topography | Rolling Topography |
| Heating Fuel | Gas Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | T012500362 |
|---|---|
| Street Address | 27 KEYSTONE CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-6676 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | VLGS AT HUTCHINGS FARM #2 LOT 189 |
| Legal Subdivision | VLGS AT HUTCHINGS FARM #2 |
| Legal Lot Number | 189 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | DARDENNE |
| Census Blockgroup | 4 |
| Census Block | 4004 |
| Census Tract | 311735 |
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