27 Kellogg Rd, Cortland, NY 13045 Property Records

Cortland County and Cortland City property record for 27 Kellogg Rd, Cortland, NY 13045

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 925 sqft · built 1969
Lot Size0.277 acres (12,075 sqft)
OwnerIndividual Name on File
Tax Bill$4,542 (2026)
Deeds & MortgagesFeb 2021 Refinance
Jun 2017 Line of Credit
Flood ZoneZone X (moderate risk)
APN110200 87.62-02-11.000

Property Details

APN / Parcel Number

Primary APN110200 87.62-02-11.000
Alternative APN
  • 020008706200020110000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area925 sqft Living Area
1st Floor Area925 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area12,075 sqft (0.277 acres)
Lot Dimensions105 ft deep x 115 ft wide
Garage TypeAttached
Garage Area625 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area80 sqft
Patio Area165 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address27 KELLOGG RD
CityCORTLAND
StateNY
Zip13045-3131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block2
Legal Lot Number11.000
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLAND
Census Block Group1
Census Block1002
Census Tract970900

Owner

27 Kellogg Rd is owned and occupied by an individual who acquired it in September 2008.

Source: Cortland County and Cortland City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address27 KELLOGG RD, CORTLAND, NY 13045-3131
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CORTLAND CITY OF
Jun 21, 2017Deed of Trust, Mortgage · Line of Credit
CFCU CMNTY CU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 22, 2008
Transfer Doc0020087350
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORTLAND NY
Property Address27 KELLOGG RD, CORTLAND, NY 13045-3131
Transaction TypeMortgage
Record UpdatedMar 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1000
DateFeb 24, 2021
Instrument2021-01000
Lender
NameCORTLAND CITY OF
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORTLAND NY
Property Address27 KELLOGG RD, CORTLAND, NY 13045-3131
Document Number0000003032
Instrument DateJun 21, 2017
Transaction TypeMortgage
Record UpdatedJul 14, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 KELLOGG RD CORTLAND NY 130453131, CORTLAND, NY 13045-3131

Mortgage

Document Number0000003032
DateJun 29, 2017
Instrument3032
Lender
NameCFCU CMNTY CU
TypeCredit Union
AddressITHACA, NY 14850
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueJun 28, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 27 Kellogg Rd was $4,542 with a homeowner's exemption, up 44.5% from the year before.

Source: Cortland County and Cortland City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
MunicipalityCortland City
Unified School DistrictCortland City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,542.00 (+44.51%) Homeowner's exemption
2025$3,143.00$130,000 Land $20,300 Building $109,700$134,021 Land $20,928 Building $113,093
2023$2,823.00 Homeowner's exemption$81,200 Land $14,200 Building $67,000$111,233 Land $19,452 Building $91,781

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Kellogg Rd in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimMar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Kellogg Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORTLAND (C)
serves 20,095 people · EPA ID NY1101754
Water SourceGroundwater
Last State InspectionNov 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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