27 Keepsake Pl, Waldorf, MD 20602 Property Records

Charles County property record for 27 Keepsake Pl, Waldorf, MD 20602 · Last verified July 2026

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,344 sqft · built 1980
Lot Size	0.04 acres (1,736 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Apr 2020)
Tax Bill	$8,026 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-110495`

Property Details

APN / Parcel Number

Primary APN	`06-110495`
Alternative APNs	`6110495` `110495`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	694 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,736 sqft (0.04 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	110495
Street Address	27 KEEPSAKE PL
City	WALDORF
State	MD
Zip	20602-2252
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	L-93 PLAT 6 ADAMS LANDING-WAKEFIELD ST CHARLES SUB
Legal Subdivision	ST CHARLES SUB
Legal Block	2
Legal Lot Number	93
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2000
Census Tract	850905

Owner

Source: Charles County records · APN 06-110495

Assessment roll updated September 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	27 KEEPSAKE PL, WALDORF, MD 20602-2252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 08, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Apr 03, 2020	Deed, Transfer · FHA Mortgage SANDY SPRING BANK
Mar 30, 2018	Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 03, 2020 · Amount on Record
Deed Sale	Apr 03, 2020 · Amount on Record
Prior Sale	Mar 30, 2018 · Amount on Record
Deed Book / Page	11074 / 144
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	27 KEEPSAKE PL, WALDORF, MD 20602-2252
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 KEEPSAKE PL, WALDORF, MD 20602-2252

Mortgage

Document Number	0121260125
Date	Oct 08, 2021
Book Page	12126/125

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Apr 03, 2020
Property Address	27 KEEPSAKE PL, WALDORF, MD 20602-2252
Document Number	0110740144
Book / Page	11074 / 144
Map Reference	MB PCM 28 PL 24
Instrument Date	Mar 20, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	TURNKEY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,762.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	27 KEEPSAKE PL, WALDORF, MD 20602-2252

Mortgage

Document Number	0110740151
Date	Apr 03, 2020
Book Page	11074/151

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2050

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Mar 30, 2018
Property Address	27 KEEPSAKE PL, WALDORF, MD 20602-2252
Document Number	0102140262
Book / Page	10214 / 262
Map Reference	MB PCM28 PL24
Instrument Date	Mar 23, 2018
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	BRENNAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 KEEPSAKE PL, WALDORF, MD 20602-2252

Mortgage

Document Number	0010214269
Date	Mar 30, 2018
Instrument	10214/269

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: Charles County records · Assessment roll updated September 22, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,026.00 (+149.56%)	$250,833 (+13.89%)	$281,300 (+19.4%) Land $95,000 Building $186,300
2023	$3,216.00	$220,233	$235,600 Land $90,000 Building $145,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240178509052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 435 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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