27 Keator Dr, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 27 Keator Dr, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,482 sqft · built 1990
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Dec 2009)
Tax Bill	$10,627 (2026)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 71.9-1-26`

Property Details

APN / Parcel Number

Primary APN	`422800 71.9-1-26`
Alternative APN	`280007100900010260000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,482 sqft Living Area
1st Floor Area	1,208 sqft
2nd Floor Area	1,274 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	210 ft deep x 80 ft wide
Garage Type	Mixed
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	27 KEATOR DR
City	SCHENECTADY
State	NY
Zip	12306-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G1.5,FP,HBF,G2(DET) HELDERBERG GAR - 31 7.-514-13
Legal Subdivision	HELDERBERG ESTATES
Legal Block	1
Legal Lot Number	26.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1032
Census Tract	33002

Owner

27 Keator Dr is owned and occupied by an individual who acquired it in August 2021.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	27 KEATOR DR, SCHENECTADY, NY 12306-2528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2009 · Amount on File
Deed Sale	Dec 4, 2009 · Amount on File
Deed Document Number	200950521
Deed Book / Page	1812 / 15
Last Transfer Date	Aug 24, 2021
Transfer Doc	0000047486
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 27, 2021
Property Address	27 KEATOR DR, SCHENECTADY, NY 12306-2528
Document Number	0000047486
Book / Page	2067 / 941
Map Reference	CAB G MAP 169
Instrument Date	Aug 24, 2021
Instrument	202147486
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	SMPR TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 KEATOR DR, SCHENECTADY, NY 12306-2528

Mortgage

Document Number	0000047489
Date	Sep 27, 2021
Instrument	202147489

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 27 Keator Dr was $10,627 with a homeowner's exemption, up 1.6% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,627.00 (+1.62%) Homeowner's exemption
2025	$10,458.00	$286,000 Land $29,300 Building $256,700	$440,000 Land $45,077 Building $394,923
2023		$286,000 Land $29,300 Building $256,700	$376,300 Land $38,551 Building $337,749

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Keator Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Keator Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

May also be available: Greenlight Networks, T-Mobile.

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