27 John St, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 27 John St, Bound Brook, NJ 08805

Property Summary

Property Type	Single Family Home
Details	720 sqft · built 1928
Lot Size	0.045 acres (1,951 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Oct 2019)
Tax Bill	$7,455 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Oct 2019 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`04-00008-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`04-00008-0000-00003`
Alternative APN	`040000800003`

Interior

Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	1,951 sqft (0.045 acres)
Lot Dimensions	78 ft deep x 25 ft wide

Location & Zoning

Street Address	27 JOHN ST
City	BOUND BROOK
State	NJ
Zip	08805-2063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	8
Legal Lot Number	3
Jurisdiction	SOMERSET NJ
Township / Civil Division	BOUND BROOK
Census Block Group	2
Census Block	2014
Census Tract	51100

Owner

Source: Somerset County and Bound Brook Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	27 JOHN ST, BOUND BROOK, NJ 08805-2063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Oct 10, 2019	Deed, Transfer · FHA Mortgage FIRST ALLIANCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2019 · Amount on Record
Deed Sale	Oct 10, 2019 · Amount on Record
Deed Document Number	201938660
Deed Book / Page	7158 / 876
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	27 JOHN ST, BOUND BROOK, NJ 08805-2063
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005746
Date	Mar 7, 2023
Book Page	7495/3108
Instrument	2023005746

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Oct 10, 2019
Property Address	27 JOHN ST, BOUND BROOK, NJ 08805-2063
Document Number	0000038660
Book / Page	7158 / 0876
Instrument Date	Sep 23, 2019
Instrument	2019038660
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	M A D TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$901.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 DEERHEAD DR, 27, BOUND BROOK, NJ 08805-1301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 JOHN ST, BOUND BROOK, NJ 08805-2063
Investor	Possibly a Property Investor

Mortgage

Document Number	0000038661
Date	Oct 10, 2019
Instrument	2019038661

Lender

Name	FIRST ALLIANCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bound Brook Borough
Unified School District	Bound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,200 (+6.34%) Land $182,000 Building $177,200	$359,200 (+6.34%) Land $182,000 Building $177,200
2025	$7,455.00 (+8.59%)	$337,800 (+22.75%) Land $163,000 Building $174,800	$337,800 (+22.75%) Land $163,000 Building $174,800
2024	$6,865.00 (+13.13%)
2023		$275,200 Land $120,300 Building $154,900	$275,200 Land $120,300 Building $154,900
2022	$6,068.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	899 (1978–2025)
Claims Outside the SFHA	103 of 899
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 171 claims Severe Storms And Flooding, Apr 2010 · 267 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 219 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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