27 Joan St, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 27 Joan St, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,748 sqft · built 1930
Lot Size	0.838 acres (36,503 sqft)
Owner	2 Individual Names on Record
Last Sale	$855,000 (Aug 2026)
Tax Bill	$14,785 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-02605-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`14-02605-0000-00020`
Alternative APNs	`1400594H00002` `140260500020`

Interior

Building Area	2,748 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	36,503 sqft (0.838 acres)

Location & Zoning

Old Parcel Number	1400594H00002
Street Address	27 JOAN ST
City	WAYNE
State	NJ
Zip	07470-4166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Description	ADDITIONAL LOTS: AKA 27 OLD HOMESTEAD
Legal Block	2605
Legal Lot Number	20
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3001
Census Tract	246201

Owner

Source: Passaic County and Wayne Township records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 JOAN ST, WAYNE, NJ 07470-4166
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed, Transfer · Conventional Mortgage PINNACLE MORTGAGE
Apr 9, 2024	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2026 · Amount on Record
Deed Sale	Aug 25, 2026 · Amount on Record
Prior Sale	Apr 9, 2024 · Amount on Record
Deed Document Number	202629749
Deed Book / Page	5154 / 290
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 25, 2026
Property Address	27 JOAN ST, WAYNE, NJ 07470-4166
Document Number	0000029749
Book / Page	5154 / 290
Instrument Date	Aug 6, 2026
Instrument	202629749
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	RESIDENTIAL COMMERCIAL TITLE AGENCY LLC, RESIDENTIAL COMMERCIAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$86,355.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 JOAN ST, WAYNE, NJ 07470-4166

Mortgage

Document Number	0000029750,
Date	Aug 25, 2026
Instrument	202629750

Lender

Name	PINNACLE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Apr 9, 2024
Property Address	27 JOAN ST, WAYNE, NJ 07470-4166
Document Number	0000011639
Book / Page	D4692 / 82
Instrument Date	Apr 1, 2024
Instrument	2024011639
Transaction Type	Transfer
Record Updated	May 8, 2024
Title Company	SUNNYSIDE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,997.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 SAINT MORITZ PL, WAYNE, NJ 07470-6231

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	27 JOAN ST, WAYNE, NJ 07470-4166

Mortgage

Document Number	0000011640
Date	Apr 9, 2024
Instrument	2024011640

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,100 (+1.87%) Land $117,300 Building $133,800	$251,100 (+1.87%) Land $117,300 Building $133,800
2025	$14,785.00 (+0.87%)	$246,500 (-) Land $117,300 Building $129,200	$246,500 (-) Land $117,300 Building $129,200
2024	$14,657.00 (+5.17%)
2023		$246,500 Land $117,300 Building $129,200	$246,500 Land $117,300 Building $129,200
2022	$13,937.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2007–2011)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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