27 James St, Stony Point, NY 10980 Property Records

Rockland County and Stony Point Town property record for 27 James St, Stony Point, NY 10980

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,322 sqft · built 1920
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Jul 2023)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392800 10.04-1-51`

Property Details

APN / Parcel Number

Primary APN	`392800 10.04-1-51`
Alternative APNs	`280001000400010510000000` `0003455`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,322 sqft Total Area
1st Floor Area	1,242 sqft
2nd Floor Area	1,080 sqft

Exterior

Year Built	Built 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	47,045 sqft (1.08 acres)
Porch	Open Porch
Porch Area	192 sqft
Canopy	393 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0003455
Old Parcel Number	280001000400010510000000
Street Address	27 JAMES ST
City	STONY POINT
State	NY
Zip	10980
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RR
Legal Description	18/83
Legal Block	1
Legal Lot Number	51.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	STONY POINT
Census Block Group	1
Census Block	1014
Census Tract	10102

Owner

27 James St, a duplex, is owned by an individual who bought it in July 2023.

Source: Rockland County and Stony Point Town records, as of February 14, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	27 JAMES ST, TOMKINS COVE, NY 10986-1203
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on File
Deed Sale	Jul 7, 2023 · Amount on File
Prior Sale	Jun 11, 2004 · Amount on File
Deed Document Number	0202320582
Deed Book / Page	2023 / 20582
Record Updated	Jun 7, 2026

July 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Jul 7, 2023
Property Address	27 JAMES ST, STONY POINT, NY 10980
Document Number	0000020582
Instrument Date	Jun 26, 2023
Instrument	2023-00020582
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	NOT AVAILABLE, WSA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 JAMES ST, TOMKINS COVE, NY 10986-1203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 BROADWAY, DOBBS FERRY, NY 10522-1709

Mortgage

Document Number	0000020583
Date	Jul 7, 2023
Instrument	2023-00020583

Lender

Name	EQUITY PRIME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Rockland County and Stony Point Town assessment roll, as of May 31, 2023

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Stony Point Town
Unified School District	Haverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$37,700 (-) Land $8,400 Building $29,300	$385,481 (+19.84%) Land $85,890 Building $299,591
2022	$37,700 Land $8,400 Building $29,300	$321,672 Land $71,672 Building $250,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 27 James St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (1979–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 James St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20