27 James St, Stanhope, NJ 07874 Property Records

Sussex County and Stanhope Borough property record for 27 James St, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,715 sqft · built 1961
Lot Size	0.369 acres (16,071 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Jul 2022)
Tax Bill	$12,205 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-11603-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`19-11603-0000-00014`
Alternative APN	`191160300014`

Interior

Stories	1 Story
Building Area	1,715 sqft Living Area
1st Floor Area	1,715 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Frame
Lot Area	16,071 sqft (0.369 acres)

Location & Zoning

Street Address	27 JAMES ST
City	STANHOPE
State	NJ
Zip	07874-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Subdivision	PENNYTON HOMES SEC 04
Legal Block	11603
Legal Lot Number	14
Jurisdiction	SUSSEX NJ
Township / Civil Division	STANHOPE
Census Block Group	2
Census Block	2005
Census Tract	374600

Owner

27 James St is owned and occupied by two individuals who bought it in July 2022.

Source: Sussex County and Stanhope Borough records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27 JAMES ST, STANHOPE, NJ 07874-2704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
Aug 26, 2019	Deed of Trust, Mortgage · FHA Mortgage REAL EST MTG NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2022 · Amount on File
Deed Sale	Jul 21, 2022 · Amount on File
Deed Document Number	202210221590
Deed Book / Page	3643 / 830
Prior Transfer Date	Apr 17, 2001
Prior Transfer Doc	0025400193
Record Updated	Sep 20, 2026

July 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jul 21, 2022
Property Address	27 JAMES ST, STANHOPE, NJ 07874-2704
Document Number	0036430830
Book / Page	3643 / 830
Instrument Date	Jul 6, 2022
Instrument	20220721010221590
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 JAMES ST, 27, STANHOPE, NJ 07874-2704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 JAMES ST, STANHOPE, NJ 07874-2704
Investor	Possibly a Property Investor

Mortgage

Document Number	20220721010221600
Date	Jul 21, 2022
Instrument	20220721010221600

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	27 JAMES ST, STANHOPE, NJ 07874-2704
Document Number	0097350199
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 JAMES ST STANHOPE NJ 078742704, STANHOPE, NJ 07874-2704

Mortgage

Document Number	0097350199
Date	Sep 10, 2019
Book Page	009735/000199
Instrument	176290

Lender

Name	REAL EST MTG NTWK
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 27 James St was $12,205, up 3.2% from the year before.

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Stanhope Borough
Secondary School District	Lenape Valley Regional School District (09 - 12)
Elementary School District	Stanhope Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,200 (+86.79%) Land $193,600 Building $295,600	$489,200 (+86.79%) Land $193,600 Building $295,600
2025	$12,205.00 (+3.24%)	$261,900 Land $120,500 Building $141,400	$261,900 Land $120,500 Building $141,400
2024	$11,822.00
2023		$261,900 Land $120,500 Building $141,400	$261,900 Land $120,500 Building $141,400
2022	$11,324.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 James St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 James St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANHOPE W DEPT serves 3,730 people · EPA ID NJ1919001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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