27 Hill St, Bernardsville, NJ 07924 Property Records

Somerset County and Bernardsville Borough property record for 27 Hill St, Bernardsville, NJ 07924

Property Summary

Property Type	Single Family Home
Details	1,283 sqft · built 2023
Lot Size	0.233 acres (10,149 sqft)
Owner	Individual Name on File
Tax Bill	$14,427 (2025)
Deeds & Mortgages	May 2023 Construction Loan Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-00112-0000-00011-03`

Property Details

APN / Parcel Number

Primary APN	`03-00112-0000-00011-03`

Interior

Building Area	1,283 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	10,149 sqft (0.233 acres)

Location & Zoning

Street Address	27 HILL ST
City	BERNARDSVILLE
State	NJ
Zip	07924-2706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Subdivision	MAJOR SYBDIVISJON-TA-CCLOLS SY
Legal Block	112
Legal Lot Number	11.3
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDSVILLE
Census Block Group	1
Census Block	1008
Census Tract	52701

Owner

27 Hill St is owned and occupied by an individual who acquired it in August 2023.

Source: Somerset County and Bernardsville Borough records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	27 HILL ST, BERNARDSVILLE, NJ 07924-2706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Construction Mortgage TD BANK NA
Jul 12, 2022	Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 11, 2023
Transfer Doc	0000022318
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	27 HILL ST, BERNARDSVILLE, NJ 07924-2706
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 CHESTNUT AVE, BERNARDSVILLE, NJ 07924-1728

Mortgage

Document Number	0000012522
Date	May 22, 2023
Book Page	7506/370
Instrument	2023012522

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jun 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	Other
Margin	3
Max Rate	10.6%

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jul 12, 2022
Property Address	27 HILL ST, BERNARDSVILLE, NJ 07924-2706
Document Number	0000030870
Book / Page	7457 / 894
Instrument Date	Jun 23, 2022
Instrument	2022030870
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Tax	$1,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 RIGGS CT, BASKING RIDGE, NJ 07920-1037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 GARIBALDI ST, BERNARDSVILLE, NJ 07924-2731

Tax Assessment & Valuation

The 2025 property tax bill for 27 Hill St was $14,427, up 6.3% from the year before.

Source: Somerset County and Bernardsville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bernardsville Borough
Unified School District	Somerset Hills Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$768,400 (+1.09%) Land $253,100 Building $515,300	$768,400 (+1.09%) Land $253,100 Building $515,300
2025	$14,427.00 (+6.31%)	$760,100 Land $238,800 Building $521,300	$760,100 Land $238,800 Building $521,300
2024	$13,571.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Hill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Hill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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