27 Hawthorne Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 27 Hawthorne Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,043 sqft · built 2016
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$402,500 (Mar 2022)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T100300009`

Property Details

APN / Parcel Number

Primary APN	`T100300009`
Alternative APN	`2-050D-A627-00-0004.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,043 sqft Living Area
Gross Area	4,748 sqft
1st Floor Area	2,043 sqft
Basement Area	2,043 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	662 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T100300009
Street Address	27 HAWTHORNE CT
City	O FALLON
State	MO
Zip	63366-4105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELK RIDGE LOT 4
Legal Subdivision	ELK RIDGE
Legal Lot Number	4
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3008
Census Tract	311802

Owner

27 Hawthorne Ct is owned and occupied by two individuals who bought it in March 2022.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27 HAWTHORNE CT, O FALLON, MO 63366-4105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Personal Representative Deed, Transfer · Conventional Mortgage U S BANK NATIONAL ASSOCIATION
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESITE MORTGAGE LLC
Oct 29, 2020	Deed of Trust, Mortgage HOME LOAN EXPERT LLC
Aug 26, 2017	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Mar 13, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMESITE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2022 · Amount on File
Deed Sale	Mar 2, 2022 · Amount on File
Prior Sale	Mar 13, 2017 · Amount on File
Deed Document Number	202212153
Prior Transfer Date	Feb 24, 2022
Prior Transfer Doc	0000012153
Record Updated	Oct 29, 2026

March 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 2, 2022
Property Address	27 HAWTHORNE CT, O FALLON, MO 63366-4105
Document Number	0000012153
Map Reference	MB 45 PG 397&398
Instrument Date	Feb 24, 2022
Instrument	2022R-012153
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27 HAWTHORNE CT, O FALLON, MO 63366-4105

Mortgage

Document Number	0000012154
Date	Mar 2, 2022
Instrument	2022R-012154

Lender

Name	U S BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	27 HAWTHORNE CT, O FALLON, MO 63366-4105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072450539
Date	Mar 10, 2020
Book Page	7245/539
Instrument	20200310000145270

Lender

Name	HOMESITE MORTGAGE LLC
Type	Mortgage Company
Address	UTICA, MI 48315

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	27 HAWTHORNE CT, O FALLON, MO 63366-4105
Document Number	0000084599
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 HAWTHORNE CT O FALLON MO 633664105, O FALLON, MO 63366-4105

Mortgage

Document Number	0000084599
Date	Nov 3, 2020
Instrument	84599

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 2, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	27 HAWTHORNE CT, O FALLON, MO 63366-4105
Document Number	0068032393
Book / Page	006803 / 002393
Instrument Date	Aug 26, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 HAWTHORNE CT O FALLON MO 633664105, O FALLON, MO 63366-4105

Mortgage

Document Number	0068032393
Date	Sep 7, 2017
Book Page	006803/002393
Instrument	564830

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 6, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 13, 2017
Property Address	27 HAWTHORNE CT, O FALLON, MO 63366-4105
Document Number	0067110313
Book / Page	6711 / 0313
Map Reference	MB 45 PG 397&398
Instrument Date	Mar 13, 2017
Instrument	20170313000150270
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2021
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2299 TECHNOLOGY DR STE 150, 2299, O FALLON, MO 63368-7343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 HAWTHORNE CT, O FALLON, MO 63366-4105

Mortgage

Document Number	0067110315
Date	Mar 13, 2017
Book Page	6711/0315
Instrument	20170313000150280

Lender

Name	HOMESITE MORTGAGE LLC
Type	Mortgage Company
Address	UTICA, MI 48315

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$83,585	$439,924 Land $66,000 Building $373,924
2023	$80,166
2022		$421,927 Land $50,000 Building $371,927

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 27 Hawthorne Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Hawthorne Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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