27 Hamstead Rd, Fredericksburg, VA 22405 Property Records

Stafford County property record for 27 Hamstead Rd, Fredericksburg, VA 22405

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,000 sqft · built 2003
Lot Size	0.185 acres (8,049 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Aug 2026)
Tax Bill	$4,643 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54EE-5-238`

Property Details

APN / Parcel Number

Primary APN	`54EE-5-238`
Alternative APNs	`054EE 5 238` `40957`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,000 sqft Living Area
Gross Area	4,711 sqft
Basement Area	1,319 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,049 sqft (0.185 acres)
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	40957
Street Address	27 HAMSTEAD RD
City	FREDERICKSBURG
State	VA
Zip	22405-1838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 238 SEC 5 8050 SQFT STRATFORD PLACE
Legal Subdivision	STRATFORD PLACE SEC 5
Legal Block	4
Legal Lot Number	238
Jurisdiction	STAFFORD VA
Township / Civil Division	FALMOUTH
Census Block Group	4
Census Block	4002
Census Tract	10405

Owner

27 Hamstead Rd is owned and occupied by two individuals who bought it in August 2026.

Source: Stafford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27 HAMSTEAD RD, FREDERICKSBURG, VA 22405-1838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2026 · Amount on File
Deed Sale	Aug 12, 2026 · Amount on File
Prior Sale	Mar 4, 2004 · Amount on File
Deed Document Number	202612026
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	STAFFORD VA
Recording Date	Aug 12, 2026
Property Address	27 HAMSTEAD RD, FREDERICKSBURG, VA 22405-1838
Document Number	0000012026
Instrument Date	Aug 7, 2026
Instrument	202612026
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	CARDINAL TITLE GROUP LLC, CARDINAL TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61,610.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 HAMSTEAD RD, FREDERICKSBURG, VA 22405-1838

Mortgage

Document Number	0000012027,
Date	Aug 12, 2026
Instrument	202612027

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 27 Hamstead Rd was $4,643.

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,643.00	$503,800 Land $125,000 Building $378,800	$503,800 Land $125,000 Building $378,800
2023	$4,313.00	$456,500 Land $115,000 Building $341,500	$456,500 Land $115,000 Building $341,500
2021	$3,592.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Hamstead Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Hamstead Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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