27 Gounod Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 27 Gounod Rd, Westerly, RI 02891

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 3 ba · 1,556 sqft · built 1973
Lot Size0.459 acres (20,000 sqft)
OwnerIndividual Name on Record
Last Sale$207,000 (Dec 1991)
Tax Bill$7,169 (2025)
Deeds & MortgagesAug 2022 Refinance
Flood ZoneZone X (minimal risk)
APNWEST M:125 B:20

Property Details

APN / Parcel Number

Primary APNWEST M:125 B:20
Alternative APNs
  • M:125 B:20 L
  • 8061900

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,556 sqft Living Area
Gross Area3,300 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,000 sqft (0.459 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number8061900
Street Address27 GOUNOD RD
CityWESTERLY
StateRI
Zip02891-4631
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal Block20
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2010
Census Tract51000

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address320 W 87TH ST, NEW YORK, NY 10024-2617
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 26, 1991 · Amount on Record
Deed SaleDec 26, 1991 · Amount on Record
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address27 GOUNOD RD, WESTERLY, RI 02891-4631
Transaction TypeMortgage
Record UpdatedAug 25, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022-14489
DateAug 12, 2022
Book Page2022/14489
Instrument2022-3442
Lender
NameTD BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,169.00 (+0.13%)$1,008,300 (+35.47%) Land $708,400 Building $299,900
2023$7,160.00 (+0.62%)$744,300 (-) Land $506,000 Building $238,300
2022$7,116.00$744,300 Land $506,000 Building $238,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 140 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies143 units insured
incl. 3 condo units
Nearby Flood Claims28 (1985–2021)
Claims Outside the SFHA8 of 28
Most Recent ClaimSep 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 14 claims
  • Severe Storms And Flooding, Apr 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSHADY HARBOR FIRE DISTRICT
private · serves 300 people · EPA ID RI1559513
Water SourceGroundwater
Last State InspectionMar 2023
Also Mapped HereWESTERLY WATER DEPARTMENT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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