27 Gail Rd, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 27 Gail Rd, Lynn, MA 01904

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,591 sqft · built 1959
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on File
Last Sale	$143,000 (Jan 1998)
Tax Bill	$5,781 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`B:089 L:114 S:074`

Property Details

APN / Parcel Number

Primary APN	`B:089 L:114 S:074`
Alternative APN	`LYNN M:089 B:114 L:074`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,591 sqft Living Area
Gross Area	3,172 sqft
Basement Area	1,095 sqft
Unfinished Basement	1,095 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,998 sqft (0.138 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	27 GAIL RD
City	LYNN
State	MA
Zip	01904-2053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	114
Legal Lot Number	74
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1011
Census Tract	205300

Owner

27 Gail Rd is owned and occupied by two individuals who bought it in January 1998.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27 GAIL RD, LYNN, MA 01904-2053
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Line of Credit RIVER WORKS CREDIT UNION
Mar 19, 2021	Deed of Trust, Mortgage · Line of Credit RIVER WORKS CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 1998 · Amount on File
Deed Sale	Jan 30, 1998 · Amount on File
Prior Sale	Sep 11, 1991 · Amount on File
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	27 GAIL RD, LYNN, MA 01904-2053
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000623014
Date	Mar 19, 2021
Instrument	623014

Lender

Name	RIVER WORKS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2046

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	27 GAIL RD, LYNN, MA 01904-2053
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	623014
Date	Mar 19, 2021
Instrument	623014

Lender

Name	RIVER WORKS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 27 Gail Rd was $5,781, up 4.7% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,781.00 (+4.67%)	$558,000 (+6.39%) Land $205,700 Building $352,300	$473,480
2024	$5,523.00 (+1.28%)	$524,500 (+7.24%) Land $204,300 Building $320,200
2023	$5,453.00	$489,100 Land $204,300 Building $284,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Gail Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Gail Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

Nearby Properties on Gail Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures