27 Elm Rd, Cromwell, CT 06416 Property Records

Cromwell Town property record for 27 Elm Rd, Cromwell, CT 06416

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,368 sqft · built 1987
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on Record
Last Sale$59,750 (Aug 1998)
Tax Bill$8,597 (2025)
Deeds & MortgagesAug 2025 Mortgage
Mar 2023 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNM:41 B:38 L:1-4

Property Details

APN / Parcel Number

Primary APNM:41 B:38 L:1-4
Alternative APNs
  • CROM M:00402800
  • 41-1-4
  • 402800

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms13 Rooms
Stories2 Stories
Building Area3,368 sqft Living Area
Gross Area6,586 sqft
1st Floor Area1,804 sqft
Basement Area1,794 sqft
Unfinished Basement1,794 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleContemporary
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialShingle
Lot Area20,909 sqft (0.48 acres)
Garage TypeDetached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number402800
Street Address27 ELM RD
CityCROMWELL
StateCT
Zip06416-2204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal Block38
Legal Lot Number1-4
JurisdictionCROMWELL CT
Township / Civil DivisionCROMWELL
Census Block Group2
Census Block2015
Census Tract570300

Owner

Source: Cromwell Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address27 ELM RD, CROMWELL, CT 06416-2204
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2025Deed of Trust, Mortgage · Second Mortgage (Down Payment)
AMERICAN EAGLE FCU
Mar 23, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
LIBERTY BANK
Jun 27, 2019Deed of Trust, Mortgage · Balloon Mortgage
LIBERTY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 1998 · Amount on Record
Deed SaleAug 4, 1998 · Amount on Record
Prior SaleAug 4, 1998 · Amount on Record
Deed Book / Page676 / 236
Record UpdatedSep 20, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROMWELL CT
Property Address27 ELM RD, CROMWELL, CT 06416-2204
Transaction TypeMortgage
Record UpdatedAug 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001858-247
DateAug 7, 2025
Book Page1858/247
Instrument1522
Lender
NameAMERICAN EAGLE FCU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term121 Months
DueSep 1, 2035

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROMWELL CT
Property Address27 ELM RD, CROMWELL, CT 06416-2204
Transaction TypeMortgage
Record UpdatedApr 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001792-106
DateMar 23, 2023
Book Page1792/106
Instrument469
Lender
NameLIBERTY BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueApr 1, 2043

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROMWELL CT
Property Address27 ELM RD, CROMWELL, CT 06416-2204
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1651-157
DateJun 27, 2019
Book Page1651/157
Lender
NameLIBERTY BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Cromwell Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionCromwell Town
Unified School DistrictCromwell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,597.00$279,230 (-) Land $75,740 Building $203,490$195,461 Land $53,018 Building $142,443
2024$8,597.00 (+4.69%)
2023$8,212.00 (+7.15%)$279,230 (+21.43%) Land $75,740 Building $203,490
2022$7,664.00$229,950 Land $69,370 Building $160,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCROMWELL FIRE DISTRICT WATER DEPARTMENT
serves 14,316 people · EPA ID CT0330011
Water SourceGroundwater
Last State InspectionMar 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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