Campbell County property record for 27 Earnscliff Ct, Fort Thomas, KY 41075
| Property Type | Single Family Home |
|---|---|
| Details | 970 sqft · built 1928 |
| Lot Size | 0.091 acres (3,990 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $650,000 (Oct 2024) |
| Tax Bill | $2,398 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Jun 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-15-675.00 |
| Primary APN | 999-99-15-675.00 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 970 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,990 sqft (0.091 acres) |
| Lot Dimensions | 70 ft deep x 57 ft wide |
| Terrain | Combination |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999915675.00 |
|---|---|
| Street Address | 27 EARNSCLIFF CT |
| City | FORT THOMAS |
| State | KY |
| Zip | 41075-1105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12 DONNELLY S 57 X 70 |
| Legal Subdivision | DONNELLY SUB |
| Legal Lot Number | 12 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 51300 |
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 27 EARNSCLIFF CT, FORT THOMAS, KY 41075-1105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jun 23, 2017 | Warranty Deed, Transfer · Conventional Mortgage PNC MTG |
| May 16, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2024 · Amount on Record |
| Deed Sale | Oct 9, 2024 · Amount on Record |
| Prior Sale | Nov 20, 2020 · Amount on Record |
| Deed Document Number | 5367284 |
| Deed Book / Page | D865 / 777 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Nov 20, 2020 |
| Property Address | 27 EARNSCLIFF CT, FORT THOMAS, KY 41075-1105 |
| Document Number | 0005121325 |
| Book / Page | D819 / 318 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 5121325 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $515.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 27 EARNSCLIFF CT, FORT THOMAS, KY 41075-1105 |
| Document Number | 0005121326 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 5121326 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jun 23, 2017 |
| Property Address | 27 EARNSCLIFF CT, FORT THOMAS, KY 41075-1105 |
| Document Number | 0005058531 |
| Book / Page | 000786 / 000282 |
| Instrument Date | Jun 19, 2017 |
| Instrument | 5058531 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $398.58 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 27 EARNSCLIFF CT FORT THOMAS KY 410751105, FORT THOMAS, KY 41075-1105 |
| Document Number | 5058532 |
|---|---|
| Date | Jun 23, 2017 |
| Book Page | 002113/000533 |
| Instrument | 5058532 |
| Name | PNC MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 22, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | May 16, 2017 |
| Property Address | 27 EARNSCLIFF CT, FORT THOMAS, KY 41075-1105 |
| Document Number | 0005056739 |
| Book / Page | 000785 / 000327 |
| Instrument Date | May 15, 2017 |
| Instrument | 5056739 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $59.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 116 S 10TH ST LOUISVILLE KY 402022612, LOUISVILLE, KY 40202-2612 |
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Fort Thomas City |
| Unified School District | Fort Thomas Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,398.00 (+17.9%) | $650,000 (+26.21%) Land $59,000 Building $591,000 | $650,000 (+26.21%) Land $59,000 Building $591,000 |
| 2023 | $2,034.00 (-2.45%) | $515,000 (-) Land $59,000 Building $456,000 | $515,000 (-) Land $59,000 Building $456,000 |
| 2022 | $2,085.00 | $515,000 Land $59,000 Building $456,000 | $515,000 Land $59,000 Building $456,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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