27 E Richardson Rd, Leoma, TN 38468 Property Records

Lawrence County property record for 27 E Richardson Rd, Leoma, TN 38468

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,240 sqft · built 1984
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Jun 2023)
Tax Bill	$517 (2025)
Deeds & Mortgages	Jun 2023 Sale Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050112 02209`

Property Details

APN / Parcel Number

Primary APN	`050112 02209`
Alternative APN	`112 02209`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,240 sqft Living Area
1st Floor Area	1,240 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1998
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	56 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	27 E RICHARDSON RD
City	LEOMA
State	TN
Zip	38468-5419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 4
Jurisdiction	LAWRENCE TN
Township / Civil Division	4
Census Block Group	2
Census Block	2005
Census Tract	960800

Owner

27 E Richardson Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Lawrence County records, as of March 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27 E RICHARDSON RD, LEOMA, TN 38468-5419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Warranty Deed, Transfer HYWATER TITLE
Nov 23, 2022	Warranty Deed, Transfer · ARM PEOPLES BANK
Mar 21, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2023 · Amount on File
Deed Sale	Jun 29, 2023 · Amount on File
Prior Sale	Mar 2, 2007 · Amount on File
Deed Document Number	20233559
Deed Book / Page	717 / 69
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Jun 29, 2023
Property Address	27 E RICHARDSON RD, LEOMA, TN 38468-5419
Document Number	0000071769
Book / Page	717 / 69
Instrument Date	Jun 28, 2023
Instrument	23003559
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	HYWATER TITLE

Transaction

Amount	Amount on Record
Tax	$222.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27 E RICHARDSON RD, LEOMA, TN 38468-5419

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Nov 23, 2022
Property Address	27 E RICHARDSON RD, LEOMA, TN 38468-5419
Document Number	0000697335
Book / Page	697 / 335
Instrument Date	Nov 23, 2022
Instrument	22007672
Transaction Type	Transfer
Record Updated	Dec 6, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 DUNN LEOMA RD, LEOMA, TN 38468-5026

Mortgage

Document Number	0022007673
Date	Nov 23, 2022
Instrument	22007673

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Nov 23, 2023
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	Prime Rate
Max Rate	9.12%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAWRENCE TN
Recording Date	Mar 21, 2022
Property Address	27 E RICHARDSON RD, LEOMA, TN 38468-5419
Document Number	0000670122
Book / Page	670 / 122
Instrument Date	Oct 20, 2021
Instrument	22002003
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 BRYANT BOSWELL RD, WESTPOINT, TN 38486-5029

Tax Assessment & Valuation

The 2025 property tax bill for 27 E Richardson Rd was $517.

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$517.00	$25,725 Land $2,875 Building $22,850
2023	$517.00	$25,725 (-) Land $2,875 Building $22,850
2022	$517.00	$25,725 Land $2,875 Building $22,850	$102,900 Land $11,500 Building $91,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 27 E Richardson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 E Richardson Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER RD UTILITY DISTRICT serves 3,988 people · EPA ID TN0000239
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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