Charlestown Town property record for 27 E Beach Rd, Charlestown, RI 02813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,887 sqft · built 1933 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (May 1989) |
| Tax Bill | $4,923 (2025) |
| Deeds & Mortgages | Apr 2023 Refinance Jan 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-0317-30 |
| Primary APN | 12-0317-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,887 sqft Living Area |
| Gross Area | 4,391 sqft |
| 1st Floor Area | 1,462 sqft |
| Basement Area | 1,280 sqft |
| Unfinished Basement | 1,280 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 12-0317-30 |
|---|---|
| Street Address | 27 E BEACH RD |
| City | CHARLESTOWN |
| State | RI |
| Zip | 02813-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2A |
| Legal Lot Number | 58 |
| Jurisdiction | CHARLESTOWN RI |
| Township / Civil Division | CHARLESTOWN |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 51101 |
Source: Charlestown Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 160 E 48TH ST, 110, NEW YORK, NY 10017-1225 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Jan 21, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Jul 5, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Jul 6, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 1989 · Amount on Record |
| Deed Sale | May 12, 1989 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTOWN RI |
| Property Address | 27 E BEACH RD, CHARLESTOWN, RI 02813-1602 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000494-757 |
|---|---|
| Date | Apr 21, 2023 |
| Book Page | 494/757 |
| Instrument | 555 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTOWN RI |
| Property Address | 27 E BEACH RD, CHARLESTOWN, RI 02813-1602 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000483-759 |
|---|---|
| Date | Jan 21, 2022 |
| Book Page | 483/759 |
| Instrument | 132 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Feb 1, 2046 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLESTOWN RI |
| Recording Date | Jul 5, 2018 |
| Property Address | 27 E BEACH RD, CHARLESTOWN, RI 02813-1602 |
| Document Number | 438-344 |
| Book / Page | 000438 / 000344 |
| Instrument Date | Jul 2, 2018 |
| Instrument | 1314 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 E 80TH ST #6B NEW YORK NY 100750673, 6B, NEW YORK, NY 10075-0673 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTOWN RI |
| Property Address | 27 E BEACH RD, CHARLESTOWN, RI 02813-1602 |
| Document Number | 428-788 |
| Book / Page | 000428 / 000788 |
| Instrument Date | Jul 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2017 |
| Name | Verified Name |
|---|---|
| Address | 27 E BEACH RD CHARLESTOWN RI 028131602, CHARLESTOWN, RI 02813-1602 |
| Document Number | 428-788 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 000428/000788 |
| Instrument | 1432 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Charlestown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Charlestown Town |
| Unified School District | Chariho Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,923.00 (+3.86%) | $830,200 (+0.54%) Land $459,600 Building $370,600 | $1,055,209 |
| 2023 | $4,740.00 | $825,700 Land $459,600 Building $366,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 282 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 282 in force |
| Nearby Flood Claims | 15 (1998–2021) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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